2504 Rack Ct, Cincinnati, OH 45239 Property Records

Hamilton County property record for 2504 Rack Ct, Cincinnati, OH 45239

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,820 sqft · built 1957
Lot Size	0.135 acres (5,924 sqft)
Owner	Individual Name on Record
Last Sale	$98,000 (Jan 2020)
Tax Bill	$3,123 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`231-0001-0093-00`

Property Details

APN / Parcel Number

Primary APN	`231-0001-0093-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,820 sqft Finished Area
1st Floor Area	910 sqft
2nd Floor Area	910 sqft
Basement Area	910 sqft

Exterior

Year Built	Built 1957
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	5,924 sqft (0.135 acres)
Lot Dimensions	108 ft deep x 21 ft wide
Garage Type	Basement
Garage Area	2 sqft
Parking Spaces	2 Parking Spaces
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	2504 RACK CT
City	CINCINNATI
State	OH
Zip	45239-6505
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	RACK CT 20.94 X 108 IRR LOT 55 RACKS 3RD SUB BLK C
Legal Subdivision	RACKS 3RD SUB
Legal Block	C
Legal Lot Number	55
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1005
Census Tract	8300

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2504 RACK CT, CINCINNATI, OH 45239-6505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage PACIFIC RESIDENTIAL MORTGAGE LLC
Jan 10, 2020	Warranty Deed, Transfer · FHA Mortgage EQUITY RSRCS
Nov 1, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 9, 2004	Loan Modification, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2020 · Amount on Record
Deed Sale	Jan 10, 2020 · Amount on Record
Prior Sale	Nov 1, 2019
Deed Document Number	0000003408
Deed Book / Page	14081 / 01727
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2504 RACK CT, CINCINNATI, OH 45239-6505
Transaction Type	Mortgage
Record Updated	Mar 29, 2024
Title Company	PRODIGY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000139845
Date	Nov 19, 2021
Book Page	14548/71
Instrument	2021-0139845

Lender

Name	PACIFIC RESIDENTIAL MORTGAGE LLC
Type	Mortgage Company
Address	BEAVERTON, OR 97005

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 10, 2020
Property Address	2504 RACK CT, CINCINNATI, OH 45239-6505
Document Number	0000003408
Book / Page	014081 / 001727
Instrument Date	Jan 7, 2020
Instrument	3408
Transaction Type	Transfer
Record Updated	Feb 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$392.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2504 RACK CT CINCINNATI OH 452396505, CINCINNATI, OH 45239-6505

Mortgage

Document Number	3409
Date	Jan 10, 2020
Book Page	014081/001728
Instrument	3409

Lender

Name	EQUITY RSRCS
Type	Funding / Finance Company
Address	NEWARK, OH 43055

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2050

Mortgage

Document Number	3410,
Date	Jan 10, 2020
Book Page	014081/001742
Instrument	3410

Lender

Name	HOUSING FIN AGCY

Agreement

Amount	Amount Recorded

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 1, 2019
Property Address	2504 RACK CT, CINCINNATI, OH 45239-6505
Document Number	0000095807
Book / Page	014036 / 002031
Instrument Date	Nov 1, 2019
Instrument	95807
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2504 RACK CT CINCINNATI OH 452396505, CINCINNATI, OH 45239-6505

July 2004: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON OH
Property Address	2504 RACK CT, CINCINNATI, OH 45239-6505
Document Number	0000065209
Instrument Date	Jul 9, 2004
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2504 RACK CT CINCINNATI OH 452396505, CINCINNATI, OH 45239-6505

Mortgage

Document Number	0000065209
Date	Jul 27, 2018
Book Page	013719/001327
Instrument	65209

Lender

Name	BANK OF AMERICA
Type	Bank
Address	HOME RETENTION, CO 80249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jul 26, 2058

Interest

Rate	7.12%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,123.00 (+1.89%)	$50,134 (-) Land $9,940 Building $40,194
2024	$3,065.00 (-1.38%)	$50,134 (-) Land $9,940 Building $40,194
2023	$3,108.00 (+31.31%)	$50,134 (+46.16%) Land $9,940 Building $40,194	$143,240 (+46.16%) Land $28,400 Building $114,840
2022	$2,367.00 Homeowner's exemption	$34,301 Land $8,243 Building $26,058
2020			$98,000 Land $23,550 Building $74,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed, T-Mobile.

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