2504 Lundy Rd, Palatka, FL 32177 Property Records

Putnam County property record for 2504 Lundy Rd, Palatka, FL 32177

Property Summary

Property Type	Single Family Home
Details	1,518 sqft · built 2003
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Jul 2025)
Tax Bill	$9,099 (2023)
Deeds & Mortgages	Jun 2026 Sale Aug 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-10-26-8981-0000-0040`

Property Details

APN / Parcel Number

Primary APN	`13-10-26-8981-0000-0040`
Alternative APN	`62734`

Interior

Plumbing Fixtures	17 Plumbing Fixtures
Building Area	1,518 sqft Living Area
Gross Area	2,542 sqft
1st Floor Area	1,518 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Lot Area	20,473 sqft (0.47 acres)
Garage Type	Attached
Garage Area	1,024 sqft
Porch	Finished/Open Porch
Porch Area	480 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	62734
Street Address	2504 LUNDY RD
City	PALATKA
State	FL
Zip	32177-8507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE FAIRWAYS MB6 P65 LOT 4
Legal Range	26E
Legal Township	10S
Legal Section	13
Legal Subdivision	THE FAIRWAYS
Legal Lot Number	4
Jurisdiction	PUTNAM FL
Township / Civil Division	PALATKA
Census Block Group	5
Census Block	5021
Census Tract	950900

Owner

2504 Lundy Rd is owned and occupied by two individuals who acquired it in June 2026.

Source: Putnam County records, as of July 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2504 LUNDY RD, PALATKA, FL 32177-8507
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Aug 19, 2021	Intrafamily Transfer, Transfer
Apr 15, 2021	Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL CORP
Sep 10, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2025 · Amount on File
Deed Sale	Jul 14, 2025 · Amount on File
Prior Sale	Apr 15, 2021 · Amount on File
Deed Document Number	202519458
Deed Book / Page	1821 / 14
Last Transfer Date	Jun 17, 2026
Transfer Doc	0000015254
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	PUTNAM FL
Recording Date	Jun 19, 2026
Property Address	2504 LUNDY RD, PALATKA, FL 32177-8507
Document Number	0000015254
Book / Page	1875 / 821
Instrument Date	Jun 17, 2026
Instrument	202615254
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2504 LUNDY RD, PALATKA, FL 32177-8507

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM FL
Recording Date	Aug 19, 2021
Property Address	2504 LUNDY RD, PALATKA, FL 32177-8507
Document Number	0016320450
Book / Page	1632 / 450
Map Reference	MB 84 PG 20
Instrument Date	Aug 18, 2021
Instrument	202154018749
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 RIVER ISLE DR, ORLANDO, FL 32807-8251

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Apr 15, 2021
Property Address	2504 LUNDY RD, PALATKA, FL 32177-8507
Document Number	0016150855
Book / Page	1615 / 855
Map Reference	MB 6 PG 65
Instrument Date	Apr 2, 2021
Instrument	202154008281
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,236.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6831 POMAR RD, ST AUGUSTINE, FL 32080-8144

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2504 LUNDY RD, PALATKA, FL 32177-8507

Mortgage

Document Number	0001615860
Date	Apr 15, 2021
Instrument	1615/860

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PUTNAM FL
Recording Date	Sep 10, 2020
Property Address	2504 LUNDY RD, PALATKA, FL 32177-8507
Document Number	0015881639
Book / Page	001588 / 001639
Instrument Date	Sep 9, 2020
Instrument	54015809
Transaction Type	Transfer
Record Updated	Oct 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	104 EDGEMOOR TRL PALATKA FL 321775907, PALATKA, FL 32177-5907

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Municipality	Palatka City
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$377,840 Land $22,500 Building $355,340	$377,840 Land $22,500 Building $355,340
2023	$9,099.00 (+14.48%)	$389,950 (+18.39%)	$389,950 (+18.39%) Land $22,500 Building $367,450
2022	$7,948.00	$329,370	$329,370 Land $20,000 Building $309,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2504 Lundy Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2504 Lundy Rd is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 60% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	R.C. WILLIS WTP (CITY OF PALATKA) serves 11,900 people · EPA ID FL2544260
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	17 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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