2504 Loudon St E, Rockwall, TX 75032 Property Records

Rockwall County property record for 2504 Loudon St E, Rockwall, TX 75032

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,952 sqft · built 2021
Lot Size0.288 acres (12,524 sqft)
Owner2 Individual Names on Record
Last Sale$394,900 (Dec 2021)
Tax Bill$8,056 (2025)
Deeds & MortgagesMay 2023 Line of Credit
Dec 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNR92451

Property Details

APN / Parcel Number

Primary APNR92451
Alternative APNs
  • S5019-0002-0003-00-0R
  • 92451

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,952 sqft Living Area
Gross Area3,766 sqft
1st Floor Area2,952 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area12,524 sqft (0.288 acres)
Lot Dimensions135 ft deep x 93 ft wide
Garage TypeAttached
Garage Area542 sqft
PorchCovered Porch
Porch Area524 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address2504 LOUDON ST E
CityROCKWALL
StateTX
Zip75032-0119
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOMERSET PARK, BLOCK 2, LOT 3
Legal SubdivisionSOMERSET PARK
Legal Tract3
Legal Block2
Legal Lot Number3
JurisdictionROCKWALL TX
Township / Civil DivisionSOUTH ROCKWALL
Census Block Group2
Census Block2007
Census Tract40512

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2504 LOUDON ST E, ROCKWALL, TX 75032-0119
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 30, 2023Deed of Trust, Mortgage · Line of Credit
CREDIT UNION OF TEXAS
Dec 6, 2021Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 6, 2021 · Amount on Record
Deed SaleDec 6, 2021 · Amount on Record
Deed Document Number202132824
Prior Transfer DateNov 30, 2021
Prior Transfer Doc0000032824
Record UpdatedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROCKWALL TX
Property Address2504 LOUDON ST E, ROCKWALL, TX 75032-0119
Transaction TypeMortgage
Record UpdatedJun 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000008647
DateMay 30, 2023
Instrument20230000008647
Lender
NameCREDIT UNION OF TEXAS
TypeCredit Union
AddressALLEN, TX 75013
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueJun 5, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2021: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionROCKWALL TX
Recording DateDec 6, 2021
Property Address2504 LOUDON ST E, ROCKWALL, TX 75032-0119
Document Number0000032824
Map ReferenceVOL J PG 273-277
Instrument DateNov 30, 2021
Instrument20210000032824
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 18, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2504 LOUDON ST E, ROCKWALL, TX 75032-0119

Mortgage

Document Number0000032825
DateDec 6, 2021
Instrument20210000032825
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateTexas
CountyRockwall County
MunicipalityRockwall City
Unified School DistrictRockwall Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$589,549 (-2.75%) Land $85,000 Building $504,549$589,549 (-2.75%) Land $85,000 Building $504,549
2025$8,056.00 (-8.68%) Homeowner's exemption$606,201 (+2.95%) Land $180,000 Building $426,201$606,201 (+2.95%) Land $180,000 Building $426,201
2024$8,822.00 (+21.97%)
2023$7,233.00 (+651.09%) Homeowner's exemption$588,803 Land $180,000 Building $408,803$588,803 Land $180,000 Building $408,803
2021$963.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemR C H WSC
serves 9,204 people · EPA ID TX1990012
Water SourcePurchased surface water from CITY OF ROCKWALL
Last State InspectionJul 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Optimum
Cable
940 / 35
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Wi-Five Broadband
Fixed Wireless
100 / 100

Nearby Properties on Loudon St E

Nearby Streets

Search Property Records by Address or Parcel Number