2504 Edgewater Dr, Niceville, FL 32578 Property Records

Okaloosa County property record for 2504 Edgewater Dr, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 5,293 sqft · built 1989
Lot Size	1.05 acres (45,734 sqft)
Owner	2 Trust Names on File
Last Sale	$1,250,000 (Feb 2021)
Tax Bill	$14,802 (2025)
Deeds & Mortgages	Jan 2023 Transfer Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-593-5663-4`

Property Details

APN / Parcel Number

Primary APN	`C56-000-593-5663-4`
Alternative APN	`10-1S-22-2834-0000-0030`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	5,293 sqft Heated Area
Gross Area	7,455 sqft
1st Floor Area	2,639 sqft
Upper Floors Area	1,795 sqft
Basement Area	1,245 sqft
Finished Basement	1,074 sqft
Unfinished Basement	171 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Masonite/Cement Shake
Lot Area	45,734 sqft (1.05 acres)
Lot Width	120 ft Width
Garage Type	Finished
Garage Area	768 sqft

Exterior Amenities

Porch	Porch
Porch Area	900 sqft
Patio Area	108 sqft
Gazebo	Gazebo
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2504 EDGEWATER DR
City	NICEVILLE
State	FL
Zip	32578-2307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROCKY BAYOU EST 5TH LOT 3
Legal Range	22
Legal Township	01S
Legal Section	10
Legal Subdivision	ROCKY BAYOU EST #5
Legal Lot Number	3
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	2
Census Block	2029
Census Tract	20900

Owner

2504 Edgewater Dr is owner-occupied and held in a trust since January 2023.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	2504 EDGEWATER DR, NICEVILLE, FL 32578-2307
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2023	Intrafamily Transfer, Transfer ACCOMMODATION
Feb 8, 2021	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Feb 8, 2021 · Amount on File
Deed Sale	Feb 8, 2021 · Amount on File
Prior Sale	Feb 8, 2021 · Amount on File
Deed Document Number	0035241063
Deed Book / Page	3524 / 1063
Last Transfer Date	Jan 13, 2023
Transfer Doc	0036581434
Record Updated	Jun 8, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Jan 13, 2023
Property Address	2504 EDGEWATER DR, NICEVILLE, FL 32578-2307
Document Number	0036581434
Book / Page	3658 / 1434
Map Reference	MB 5 PG 41
Instrument Date	Dec 1, 2022
Instrument	3600819
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2504 EDGEWATER DR, NICEVILLE, FL 32578-2307

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2504 EDGEWATER DR, NICEVILLE, FL 32578-2307

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 8, 2021
Property Address	2504 EDGEWATER DR, NICEVILLE, FL 32578-2307
Document Number	0035241063
Book / Page	3524 / 1063
Map Reference	MB 5 PG 41
Instrument Date	Dec 31, 2020
Instrument	3428339
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2504 EDGEWATER DR, 2504, NICEVILLE, FL 32578-2307

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4114 BEACH DR, NICEVILLE, FL 32578-2980

Mortgage

Document Number	0035241065
Date	Feb 8, 2021
Instrument	3524/1065

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2504 Edgewater Dr was $14,802 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Niceville City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,802.00 Homeowner's exemption	$1,118,885	$1,518,993 Land $598,112 Building $920,881
2023	$13,543.00 (+4.61%) Homeowner's exemption	$1,055,682 (+3%)	$1,501,612 (+7.77%) Land $575,108 Building $926,504
2022	$12,946.00 Homeowner's exemption	$1,024,934	$1,393,348 Land $521,640 Building $871,708

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2504 Edgewater Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 86 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	86 in force
Nearby Flood Claims	2 (1995–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2504 Edgewater Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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