Monroe County property record for 2504 E Covenanter Dr, Bloomington, IN 47401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,074 sqft · built 1978 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,796 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Jan 2023 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 015-51430-00 |
| Primary APN | 015-51430-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 2,074 sqft Living Area |
| 1st Floor Area | 2,074 sqft |
| Basement Area | 676 sqft |
| Unfinished Basement | 676 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2001 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 13,939 sqft (0.32 acres) |
| Lot Dimensions | 132 ft deep x 105 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 015-51430-00 |
|---|---|
| Street Address | 2504 E COVENANTER DR |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47401-5405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 015-51430-00 WINDERMERE EAST I LOT 13 |
| Legal Subdivision | WINDERMERE EAST I |
| Legal Lot Number | 13 |
| Jurisdiction | MONROE IN |
| Township / Civil Division | PERRY |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 901 |
Source: Monroe County records, as of June 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2504 E COVENANTER DR, BLOOMINGTON, IN 47401-5405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 4, 2020 | Deed of Trust, Mortgage · FHA Mortgage RUOFF MORTGAGE COMPANY INC |
| Jan 12, 2023 | Transfer on Death Deed, Transfer |
| Sep 17, 2021 | Warranty Deed, Transfer |
| Jun 5, 2018 | Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 17, 2021 |
| Deed Sale | Sep 17, 2021 |
| Prior Sale | Jun 5, 2018 · Amount on Record |
| Deed Document Number | 202118054 |
| Prior Transfer Date | Sep 30, 2009 |
| Prior Transfer Doc | 2009017394 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 2504 E COVENANTER DR, BLOOMINGTON, IN 47401-5405 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2020003172 |
|---|---|
| Date | Mar 4, 2020 |
| Instrument | 2020003172 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Jan 12, 2023 |
| Property Address | 2504 E COVENANTER DR, BLOOMINGTON, IN 47401-5405 |
| Document Number | 2023000472 |
| Map Reference | CAB B ENV 139 |
| Instrument Date | Jan 12, 2023 |
| Instrument | 2023000472 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2504 E COVENANTER DR, BLOOMINGTON, IN 47401-5405 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Sep 17, 2021 |
| Property Address | 2504 E COVENANTER DR, BLOOMINGTON, IN 47401-5405 |
| Document Number | 2021018054 |
| Map Reference | CAB B ENV 139 |
| Instrument Date | Sep 15, 2021 |
| Instrument | 2021018054 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 2504 E COVENANTER DR, BLOOMINGTON, IN 47401-5405 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Jun 5, 2018 |
| Property Address | 2504 E COVENANTER DR, BLOOMINGTON, IN 47401-5405 |
| Document Number | 2018007202 |
| Map Reference | CAB B ENV 139 |
| Instrument Date | May 26, 2018 |
| Instrument | 2018007202 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2504 E COVENANTER DR, BLOOMINGTON, IN 47401-5405 |
| Document Number | 2018007203 |
|---|---|
| Date | Jun 5, 2018 |
| Instrument | 2018007203 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
Source: Monroe County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Bloomington City |
| County | Monroe County |
| County Subdivision | Perry Township |
| Unified School District | Monroe County Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,796.00 (-9.66%) | $384,700 (+0.58%) Land $119,100 Building $265,600 | $384,700 (+0.58%) Land $119,100 Building $265,600 |
| 2024 | $4,202.00 (+7%) | ||
| 2023 | $382,500 (+7.63%) Land $119,100 Building $263,400 | $382,500 (+7.63%) Land $119,100 Building $263,400 | |
| 2022 | $3,927.00 Homeowner's exemption | $355,400 Land $119,100 Building $236,300 | $355,400 Land $119,100 Building $236,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 68% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2024 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2018 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GigabitNow Fiber | 10,000 / 10,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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