2504 Derby Dr, Fallston, MD 21047 Property Records

Harford County property record for 2504 Derby Dr, Fallston, MD 21047

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,188 sqft · built 1975
Lot Size	1.27 acres (55,321 sqft)
Owner	2 Individual Names on Record
Last Sale	$133,000 (Sep 1986)
Tax Bill	$4,077 (2026)
Deeds & Mortgages	May 2026 Line of Credit Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-024680`

Property Details

APN / Parcel Number

Primary APN	`04-024680`
Alternative APNs	`4024680` `024680`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,188 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	55,321 sqft (1.27 acres)
Lot Dimensions	293 ft deep x 207 ft wide
Garage Type	Carport
Garage Area	336 sqft
Carport	Carport
Carport Area	336 sqft
Parking Spaces	1 Parking Space
Deck Area	70 sqft
Patio Area	304 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	024680
Street Address	2504 DERBY DR
City	FALLSTON
State	MD
Zip	21047-1208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LT 126 248/130X293 2504 DERBY DRIVE HUNTINGTON 5 P3 PT 26/28
Legal Subdivision	HUNTINGTON
Legal Lot Number	126
Jurisdiction	HARFORD MD
Township / Civil Division	4, MARSHALL
Census Block Group	2
Census Block	2019
Census Tract	304201

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2504 DERBY DR, FALLSTON, MD 21047-1208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 14, 2026	Deed of Trust, Mortgage · Line of Credit ORRSTOWN BANK
Feb 12, 2019	Deed of Trust, Mortgage · Commercial Mortgage PEOPLES BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 1986 · Amount on Record
Deed Sale	Sep 5, 1986 · Amount on Record
Prior Sale	Nov 9, 1984 · Amount on Record
Deed Book / Page	1342 / 1012
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Recording Date	May 14, 2026
Property Address	2504 DERBY DR, FALLSTON, MD 21047-1208
Document Number	0171230480
Book / Page	17123 / 480
Instrument Date	Apr 27, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ORRSTOWN BANK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2504 DERBY DR, FALLSTON, MD 21047-1208

Mortgage

Document Number	1712000480,
Date	May 14, 2026
Book Page	17123/480

Lender

Name	ORRSTOWN BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	2504 DERBY DR, FALLSTON, MD 21047-1208
Transaction Type	Mortgage
Record Updated	Aug 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0131520428
Date	Feb 12, 2019
Book Page	13152/0428

Lender

Name	PEOPLES BANK
Type	Bank
Address	FALLSTON, MD 21047

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,077.00 (+9.39%) Homeowner's exemption	$368,567 (+4.55%)	$384,600 (-) Land $117,700 Building $266,900
2025	$3,727.00 (+4.34%) Homeowner's exemption	$352,533 (+7.02%)	$384,600 (+14.29%) Land $117,700 Building $266,900
2023		$329,400	$336,500 Land $117,700 Building $218,800
2022	$3,572.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: BridgeMAXX Suncoast Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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