2504 Chamberlain Ave, Chattanooga, TN 37404 Property Records

Hamilton County property record for 2504 Chamberlain Ave, Chattanooga, TN 37404

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,366 sqft · built 1930
Lot Size0.153 acres (6,700 sqft)
OwnerIndividual Name on File
Last Sale$340,000 (May 2025)
Tax Bill$1,398 (2025)
Deeds & MortgagesMay 2025 Sale & Mortgage
Nov 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN146N H 002

Property Details

APN / Parcel Number

Primary APN146N H 002
Alternative APN
  • 0000076602

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,366 sqft Living Area

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1980
Exterior MaterialWood Shingle
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,700 sqft (0.153 acres)
Lot Dimensions134 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000076602
Street Address2504 CHAMBERLAIN AVE
CityCHATTANOOGA
StateTN
Zip37404-3823
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT 3 BLK 8 CHAMBERLAIN AVE LAND CO ADDN PB3 PG14
Legal SubdivisionCHAMBERLAIN AVE LAND
Legal Block8
Legal Lot Number3
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group2
Census Block2010
Census Tract1300

Owner

2504 Chamberlain Ave is owned and occupied by an individual who bought it in May 2025.

Source: Hamilton County records, as of December 31, 2025

Owner of RecordIndividual Name on File
Mailing Address2504 CHAMBERLAIN AVE, CHATTANOOGA, TN 37404-3823
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 1, 2025Warranty Deed, Transfer · Conventional Mortgage
HIGHLANDS RESIDENTIAL MORTGAGE LTD
Nov 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF ENGLAND
Jul 2, 2019Grant Deed, Transfer · Conventional with PMI
WOLFE FIN'L
Sep 24, 2018Warranty Deed, Transfer
CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GNTY CO LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 1, 2025 · Amount on File
Deed SaleMay 1, 2025 · Amount on File
Prior SaleJul 2, 2019 · Amount on File
Deed Document Number0013909355
Deed Book / Page13909 / 355
Record UpdatedJun 8, 2026

May 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMay 1, 2025
Property Address2504 CHAMBERLAIN AVE, CHATTANOOGA, TN 37404-3823
Document Number0000000140
Book / Page13909 / 355
Map ReferenceMB 3 PG 14
Instrument DateMay 1, 2025
Instrument2025050100140
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyCUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,258.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2504 CHAMBERLAIN AVE, CHATTANOOGA, TN 37404-3823

Mortgage

Document Number0013909358
DateMay 1, 2025
Instrument13909/358
Lender
NameHIGHLANDS RESIDENTIAL MORTGAGE LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2055

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Property Address2504 CHAMBERLAIN AVE, CHATTANOOGA, TN 37404-3823
Document Number1118000167
Instrument DateNov 9, 2020
Transaction TypeMortgage
Record UpdatedDec 2, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address2504 CHAMBERLAIN AVE CHATTANOOGA TN 374043823, CHATTANOOGA, TN 37404-3823

Mortgage

Document Number1118000167
DateNov 18, 2020
Book Page012238/000107
Instrument201118000167
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 17, 2050

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHAMILTON TN
Recording DateJul 2, 2019
Property Address2504 CHAMBERLAIN AVE, CHATTANOOGA, TN 37404-3823
Document Number0702000021
Book / Page011686 / 000904
Instrument DateJun 28, 2019
Instrument190702000021
Transaction TypeTransfer
Record UpdatedSep 10, 2019
Title CompanyFIRST CHOICE SETTLEMENT/PA LLC, FIRST CHOICE SETTLEMENT LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$781.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2504 CHAMBERLAIN AVE CHATTANOOGA TN 374043823, CHATTANOOGA, TN 37404-3823

Mortgage

Document Number702000022
DateJul 2, 2019
Book Page011686/000910
Instrument190702000022
Lender
NameWOLFE FIN'L
TypeFunding / Finance Company
AddressASHEBORO, NC 27203
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJul 1, 2049

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateSep 24, 2018
Property Address2504 CHAMBERLAIN AVE, CHATTANOOGA, TN 37404-3823
Document Number0924000219
Book / Page011459 / 000589
Instrument DateSep 14, 2018
Instrument180924000219
Transaction TypeTransfer
Record UpdatedJan 15, 2019
Title CompanyCUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TITLE & GNTY CO LLC

Transaction

AmountAmount on Record
Tax$303.40
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1820 E WARM SPRINGS RD #100 LAS VEGAS NV 891194680, 100, LAS VEGAS, NV 89119-4680

Tax Assessment & Valuation

The 2025 property tax bill for 2504 Chamberlain Ave was $1,398, up 18.3% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,398.00 (+18.27%)$92,275 (+74.6%)$369,100 (+74.6%) Land $50,000 Building $319,100
2024$1,182.00$52,850 (-)$211,400 (-) Land $30,000 Building $181,400
2023$1,182.00$52,850 (-)$211,400 (-) Land $30,000 Building $181,400
2022$1,182.00$52,850$211,400 Land $30,000 Building $181,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2504 Chamberlain Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2504 Chamberlain Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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