2504 Centennial Rd, Toledo, OH 43617 Property Records

Lucas County property record for 2504 Centennial Rd, Toledo, OH 43617

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 938 sqft · built 1953
Lot Size	0.596 acres (25,962 sqft)
Owner	2 Individual Names on File
Last Sale	$150,500 (Jan 2025)
Tax Bill	$1,505 (2024)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`78-42537`

Property Details

APN / Parcel Number

Primary APN	`78-42537`
Alternative APN	`30023029`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	938 sqft Living Area
1st Floor Area	938 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Metal
Construction Type	Metal Frame
Foundation Type	Raised
Lot Area	25,962 sqft (0.596 acres)
Lot Width	66 ft Width
View / Lot	Secondary
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	234 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2504 CENTENNIAL RD
City	TOLEDO
State	OH
Zip	43617-1825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	20-RA
Legal Description	6 9 29 SW 1/4 S 1 AC N 10 AC W1/2 W1/2 EXC ELY 269 FT AS MEA
Legal Tract	92
Jurisdiction	LUCAS OH
Township / Civil Division	SYLVANIA
Census Block Group	1
Census Block	1009
Census Tract	9203

Owner

Source: Lucas County records, as of July 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2504 CENTENNIAL RD, TOLEDO, OH 43617-1825
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Jul 6, 2020	Survivorship Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2025 · Amount on File
Deed Sale	Jan 13, 2025 · Amount on File
Prior Sale	Jul 6, 2020 · Amount on File
Deed Document Number	20251242
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Recording Date	Jul 13, 2026
Property Address	2504 CENTENNIAL RD, TOLEDO, OH 43617-1825
Document Number	0000026822
Instrument Date	May 28, 2026
Instrument	202626822
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2504 CENTENNIAL RD, TOLEDO, OH 43617-1825

Mortgage

Document Number	0000026822,
Date	Jul 13, 2026
Instrument	202626822

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2056

Interest

Rate	6.3%
Max Rate	-1%

July 2020: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LUCAS OH
Recording Date	Jul 6, 2020
Property Address	2504 CENTENNIAL RD, TOLEDO, OH 43617-1825
Document Number	0000026825
Instrument Date	Jun 30, 2020
Instrument	202007060026825
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	LOUISVILLE TTL AGCY FOR NW O

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	2564 CENTENNIAL RD, TOLEDO, OH 43617-1825

Mortgage

Document Number	0000026826
Date	Jul 6, 2020
Instrument	202007060026826

Lender

Name	QUICKEN LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
County Subdivision	Sylvania Township
Unified School District	Sylvania City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$23,730 (-) Land $11,900 Building $11,830	$67,800 (-) Land $34,000 Building $33,800
2024	$1,505.00 (-1.44%)	$23,730 (+22.16%) Land $11,900 Building $11,830	$67,800 (+22.16%) Land $34,000 Building $33,800
2023	$1,527.00 (+1.6%)	$19,425 (-) Land $5,985 Building $13,440
2022	$1,503.00 Homeowner's exemption	$19,425 Land $5,985 Building $13,440
2021			$55,500 Land $17,100 Building $38,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
Frontier Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: MetaLINK Technologies.

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