2504 Bayard St, Laredo, TX 78046 Property Records

Webb County property record for 2504 Bayard St, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	3,280 sqft · built 1998
Lot Size	0.221 acres (9,645 sqft)
Owner	Individual Name on File
Last Sale	$134,300 (Apr 2018)
Tax Bill	$1,177 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Feb 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`553-01455-070`

Property Details

APN / Parcel Number

Primary APN	`553-01455-070`
Alternative APN	`177929`

Interior

Stories	2 Stories
Building Area	3,280 sqft Living Area
1st Floor Area	1,880 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,645 sqft (0.221 acres)
Lot Dimensions	139 ft deep x 69 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	130 sqft
Patio Area	465 sqft
Balcony Area	465 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2504 BAYARD ST
City	LAREDO
State	TX
Zip	78046-8227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 7 BLK 1455 ED
Legal Subdivision	EASTERN -- BLOCKS 1451 - 1500
Legal Block	1455
Legal Lot Number	7
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	2
Census Block	2018
Census Tract	108

Owner

2504 Bayard St is owned and occupied by an individual who bought it in April 2018.

Source: Webb County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	2504 BAYARD ST, LAREDO, TX 78046-8227
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 14, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 21, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Apr 3, 2018	Vendor's Lien, Transfer · FHA Mortgage MUSA FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2018 · Amount on File
Deed Sale	Apr 3, 2018 · Amount on File
Deed Document Number	20181325195
Deed Book / Page	4395 / 377
Prior Transfer Date	Mar 29, 2018
Prior Transfer Doc	004395/377
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	2504 BAYARD ST, LAREDO, TX 78046-8227
Transaction Type	Mortgage
Record Updated	Mar 4, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2504 BAYARD ST, LAREDO, TX 78046-8227

Mortgage

Document Number	005989/408
Date	Feb 23, 2026
Book Page	5989/408
Instrument	1580445

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	269 Months
Due	Jul 1, 2048

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	2504 BAYARD ST, LAREDO, TX 78046-8227
Transaction Type	Mortgage
Record Updated	Feb 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2504 BAYARD ST, LAREDO, TX 78046-8227

Mortgage

Document Number	005601/802
Date	Feb 14, 2024
Book Page	5601/802
Instrument	1521936

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	293 Months
Due	Jul 1, 2048

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	2504 BAYARD ST, LAREDO, TX 78046-8227
Transaction Type	Mortgage
Record Updated	Feb 23, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4941/274
Date	Jan 21, 2021
Book Page	4941/274
Instrument	1416305

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	330 Months
Due	Jul 1, 2048

April 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Apr 3, 2018
Property Address	2504 BAYARD ST, LAREDO, TX 78046-8227
Document Number	004395/377
Book / Page	4395 / 377
Instrument Date	Mar 29, 2018
Instrument	1325195
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2504 BAYARD ST, LAREDO, TX 78046-8227

Mortgage

Document Number	0001325196
Date	Apr 3, 2018
Instrument	1325196

Lender

Name	MUSA FINANCIAL LLC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2504 Bayard St was $1,177, down 19.3% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	Laredo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$245,117 (+5.38%) Land $73,302 Building $171,815	$245,117 (+5.38%) Land $73,302 Building $171,815
2025	$1,177.00 (-19.33%)	$232,611 Land $73,302 Building $159,309	$232,611 Land $73,302 Building $159,309
2024	$1,459.00
2023		$219,370 Land $52,855 Building $166,515	$219,370 Land $52,855 Building $166,515
2022	$1,404.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2504 Bayard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 2504 Bayard St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Smartcom Telephone, T-Mobile, Verizon.

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