2504 42nd Ave S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 2504 42nd Ave S, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,064 sqft · built 2005
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$257,000 (Feb 2023)
Tax Bill	$3,914 (2026)
Deeds & Mortgages	Sep 2026 Sale Mar 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-44445-0501`

Property Details

APN / Parcel Number

Primary APN	`82-44445-0501`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,064 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Bi-Level
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Lot Width	60 ft Width
Garage Area	544 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	2504 42ND AVE S
City	SAINT CLOUD
State	MN
Zip	56301-5489
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD65
Legal Description	LOT 011 BLK 004 BOULDER RIDGE ESTATES SECTION 21 TOWNSHIP 124 RANGE 028 SECTION 21 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	21
Legal Subdivision	BOULDER RIDGE ESTATES
Legal Block	4
Legal Lot Number	11
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2000
Census Tract	401

Owner

Source: Stearns County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2504 42ND AVE S, SAINT CLOUD, MN 56301-5489
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Affidavit, Transfer
Mar 8, 2023	Warranty Deed, Transfer MISC COMPANY
Jan 31, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2023 · Amount on Record
Deed Sale	Feb 28, 2023 · Amount on Record
Prior Sale	Jan 31, 2019 · Amount on Record
Deed Document Number	20231513723
Last Transfer Date	Sep 25, 2026
Transfer Doc	0001721646
Record Updated	Oct 29, 2026

September 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	STEARNS MN
Recording Date	Sep 25, 2026
Property Address	2504 42ND AVE S, SAINT CLOUD, MN 56301-5489
Document Number	0001721646
Instrument Date	Sep 25, 2026
Instrument	20261721646
Transaction Type	Transfer
Record Updated	Oct 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2504 42ND AVE S, SAINT CLOUD, MN 56301-5489

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Mar 8, 2023
Property Address	2504 42ND AVE S, SAINT CLOUD, MN 56301-5489
Document Number	00A1649652
Instrument Date	Feb 28, 2023
Instrument	A1649652
Transaction Type	Transfer
Record Updated	Apr 5, 2023
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2504 42ND AVE S, SAINT CLOUD, MN 56301-5489

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Jan 31, 2019
Property Address	2504 42ND AVE S, SAINT CLOUD, MN 56301-5489
Document Number	00A1537656
Instrument Date	Jan 28, 2019
Instrument	A1537656
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2504 42ND AVE S, SAINT CLOUD, MN 56301-5489

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,914.00 (+29.43%)	$281,800 (-) Land $70,000 Building $211,800	$281,800 (-) Land $70,000 Building $211,800
2025		$281,800 (+6.5%) Land $70,000 Building $211,800	$281,800 (+6.5%) Land $70,000 Building $211,800
2023	$3,024.00	$264,600 Land $40,000 Building $224,600	$264,600 Land $40,000 Building $224,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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