25035 Wateau Ct, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 25035 Wateau Ct, Punta Gorda, FL 33983

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,672 sqft · built 2003
Lot Size	0.22 acres (9,599 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Jul 2026)
Tax Bill	$3,208 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`402308107002`

Property Details

APN / Parcel Number

Primary APN	`402308107002`
Alternative APNs	`00952623126202` `10004611238`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,672 sqft Living Area
Gross Area	2,238 sqft
1st Floor Area	1,672 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,599 sqft (0.22 acres)
Garage Type	Attached
Garage Area	420 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Pool Area	160 sqft
Porch	Slab
Porch Area	146 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00952623126202
Street Address	25035 WATEAU CT
City	PUNTA GORDA
State	FL
Zip	33983-5927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PUNTA GORDA ISLES SEC23 BLK632 LT 2 770/1563 2078/1005 2104/1943 2300/982 2939/1134 3593/1213 L/E3605/1368 3672/1008 PR13-1866-TRF DC3752/796 3949/449
Legal Range	23E
Legal Township	40S
Legal Section	08
Legal Subdivision	PUNTA GORDA ISLES
Legal Tract	PGI
Legal Block	632
Legal Lot Number	2
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	2
Census Block	2002
Census Tract	20101

Owner

25035 Wateau Ct is owned and occupied by two individuals who bought it in July 2026.

Source: Charlotte County records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	25035 WATEAU CT, PUNTA GORDA, FL 33983-5927
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Warranty Deed, Transfer · VA Mortgage PINNACLE BANK
Feb 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Sep 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC
Feb 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2026 · Amount on File
Deed Sale	Jul 16, 2026 · Amount on File
Prior Sale	Mar 9, 2015 · Amount on File
Deed Document Number	20263664679
Prior Transfer Date	Sep 24, 2002
Prior Transfer Doc	2104001943
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jul 16, 2026
Property Address	25035 WATEAU CT, PUNTA GORDA, FL 33983-5927
Document Number	0003664679
Instrument Date	Jul 15, 2026
Instrument	20263664679
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$258,055.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25035 WATEAU CT, PUNTA GORDA, FL 33983-5927

Mortgage

Document Number	0003664680,
Date	Jul 16, 2026
Instrument	20263664680

Lender

Name	PINNACLE BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	25035 WATEAU CT, PUNTA GORDA, FL 33983-5927
Transaction Type	Mortgage
Record Updated	Mar 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25035 WATEAU CT, PUNTA GORDA, FL 33983-5927

Mortgage

Document Number	0049240463
Date	Feb 9, 2022
Book Page	4924/463
Instrument	3056680

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	25035 WATEAU CT, PUNTA GORDA, FL 33983-5927
Document Number	0044840078
Instrument Date	Sep 10, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25035 WATEAU CT PUNTA GORDA FL 339835927, PUNTA GORDA, FL 33983-5927

Mortgage

Document Number	0044840078
Date	Sep 18, 2019
Book Page	004484/000078
Instrument	2744696

Lender

Name	SPRING EQ LLC
Address	PHILADELPHIA, PA 19104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 17, 2039

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	25035 WATEAU CT, PUNTA GORDA, FL 33983-5927
Document Number	0041680187
Book / Page	004168 / 000187
Instrument Date	Feb 9, 2017
Transaction Type	Mortgage
Record Updated	May 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25035 WATEAU CT PUNTA GORDA FL 339835927, PUNTA GORDA, FL 33983-5927

Mortgage

Document Number	0041680187
Date	Feb 15, 2017
Book Page	004168/000187
Instrument	2500106

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	2929 ARCH ST # 500, PHILADELPHIA, PA 19104-2858

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 14, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 25035 Wateau Ct was $3,208 with a homeowner's exemption.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,208.00 Homeowner's exemption	$191,429	$296,643 Land $38,250 Building $258,393
2023	$3,090.00 (+11.71%) Homeowner's exemption	$180,616 (+6.76%)	$286,669 (+1%) Land $38,000 Building $248,669
2022	$2,766.00 Homeowner's exemption	$169,182	$260,617 Land $27,200 Building $233,417

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 25035 Wateau Ct in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 82 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	82 in force
Nearby Flood Claims	3 (2005–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25035 Wateau Ct is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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