Caroline County property record for 25032 Trunk Line Rd, Henderson, MD 21640 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,716 sqft · built 2005 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | Individual Name on File |
| Last Sale | $277,585 (Feb 2019) |
| Tax Bill | $60 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Mar 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-016784 |
| Primary APN | 01-016784 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,716 sqft Total Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 174,240 sqft (4 acres) |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 246 sqft |
| Deck Area | 400 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 016784 |
|---|---|
| Street Address | 25032 TRUNK LINE RD |
| City | HENDERSON |
| State | MD |
| Zip | 21640-1526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4.0 AC LOT 4 S/S TRUNK LINE RD NW OF HENDERSON |
| Legal Subdivision | LANDS OF DALE W HARDY AND KAREN R HARDY |
| Legal Lot Number | 4 |
| Jurisdiction | CAROLINE MD |
| Township / Civil Division | 1, HENDERSON |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 955000 |
Source: Caroline County records · APN 01-016784
Assessment roll updated August 18, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 25032 TRUNK LINE RD, HENDERSON, MD 21640-1526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 16, 2025 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Mar 26, 2019 | Deed of Trust, Mortgage · VA Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Feb 27, 2019 | Deed, Transfer · VA Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 27, 2019 · Amount on Record |
| Deed Sale | Feb 27, 2019 · Amount on Record |
| Prior Sale | Mar 12, 2015 · Amount on Record |
| Deed Book / Page | 1346 / 416 |
| Prior Transfer Date | Mar 14, 2012 |
| Prior Transfer Doc | 0009960199 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 25032 TRUNK LINE RD, HENDERSON, MD 21640-1526 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0017630313 |
|---|---|
| Date | Dec 16, 2025 |
| Book Page | 1763/313 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAROLINE MD |
| Property Address | 25032 TRUNK LINE RD, HENDERSON, MD 21640-1526 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | CAPITOL TITLE INS AGCY INC |
| Name | Verified Name |
|---|
| Document Number | 0013500013 |
|---|---|
| Date | Mar 26, 2019 |
| Book Page | 1350/013 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23462 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Oct 01, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CAROLINE MD |
| Recording Date | Feb 27, 2019 |
| Property Address | 25032 TRUNK LINE RD, HENDERSON, MD 21640-1526 |
| Document Number | 0013460416 |
| Book / Page | 1346 / 416 |
| Map Reference | FILE 9 PL 62 |
| Instrument Date | Sep 28, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | CAPITAL TITLE INSURANCE AGCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25032 TRUNK LINE RD, 25032, HENDERSON, MD 21640-1526 |
| Name | Verified Name |
|---|---|
| Address | 25032 TRUNK LINE RD, HENDERSON, MD 21640-1526 |
| Document Number | 0001346422 |
|---|---|
| Date | Feb 27, 2019 |
| Instrument | 1346/422 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Oct 01, 2048 |
Source: Caroline County records · Assessment roll updated August 18, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Caroline County |
| Unified School District | Caroline County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $319,300 (+8.72%) | $344,900 (-) Land $100,000 Building $244,900 | |
| 2025 | $60.00 | $293,700 (+14.06%) | $344,900 (+28.65%) Land $100,000 Building $244,900 |
| 2023 | Disabled Person's exemption Veteran's exemption | $257,500 | $268,100 Land $79,000 Building $189,100 |
Source: FEMA National Flood Hazard Layer, Caroline County (24011C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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