2503 Westside Dr, Chattanooga, TN 37404 Property Records

Hamilton County property record for 2503 Westside Dr, Chattanooga, TN 37404

Property Summary

Property Type	Restaurant
Details	3,184 sqft · built 1967
Lot Size	1.55 acres (67,953 sqft)
Owner	Company Name on Record
Last Sale	$360,000 (Jan 2022)
Tax Bill	$2,429 (2025)
Deeds & Mortgages	Aug 2024 Mortgage Aug 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`156K C 034`

Property Details

APN / Parcel Number

Primary APN	`156K C 034`
Alternative APN	`0000093027`

Interior

Stories	1 Story
Building Area	3,184 sqft Total Area

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1978
Exterior Material	Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Rigid Frame Bar Joist
Roof Material	Built-Up Asphalt
Lot Area	67,953 sqft (1.55 acres)
Lot Dimensions	165 ft deep x 413 ft wide

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	0000093027
Street Address	2503 WESTSIDE DR
City	CHATTANOOGA
State	TN
Zip	37404-5535
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Local Zoning Code	C1
Legal Description	LTS 13-17 RIDGESIDE ESTATES PB14 PG14
Legal Subdivision	RIDGESIDE ESTATES
Legal Lot Number	13-17 14
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	4
Census Block	4000
Census Tract	2500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2503 WESTSIDE DR, CHATTANOOGA, TN 37404-5535
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2024	Deed of Trust, Mortgage · Commercial Mortgage TOWER COMMUNITY BANK
Aug 1, 2022	Deed of Trust, Mortgage · Commercial Mortgage TOWER COMMUNITY BANK
Jan 4, 2022	Warranty Deed, Transfer · Commercial Mortgage TOWER COMMUNITY BANK
Aug 16, 2019	Loan Modification, Mortgage TOWER CMNTY BK
Oct 15, 2018	Deed of Trust, Mortgage TOWER CMNTY BK
Jun 8, 2018	Deed of Trust, Mortgage · Line of Credit TOWER CMNTY BK
Nov 2, 2017	Deed of Trust, Mortgage · Line of Credit TOWER CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2022 · Amount on Record
Deed Sale	Jan 4, 2022 · Amount on Record
Prior Sale	Mar 25, 1998
Deed Document Number	2022010400213
Deed Book / Page	12797 / 522
Record Updated	Jun 8, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	2503 WESTSIDE DR, CHATTANOOGA, TN 37404-5535
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000042
Date	Aug 13, 2024
Book Page	13675/355
Instrument	2024081300042

Lender

Name	TOWER COMMUNITY BANK
Type	Bank
Address	JASPER, TN 37347

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	2503 WESTSIDE DR, CHATTANOOGA, TN 37404-5535
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000333
Date	Aug 1, 2022
Book Page	13045/294
Instrument	2022080100333

Lender

Name	TOWER COMMUNITY BANK
Type	Bank
Address	JASPER, TN 37347

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jan 4, 2022
Property Address	2503 WESTSIDE DR, CHATTANOOGA, TN 37404-5535
Document Number	0000000213
Book / Page	12797 / 522
Map Reference	MB 14 PG 13
Instrument Date	Dec 28, 2021
Instrument	2022010400213
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,332.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2503 WESTSIDE DR # I, I, CHATTANOOGA, TN 37404-5535

Mortgage

Document Number	0012797524
Date	Jan 4, 2022
Instrument	12797/524

Lender

Name	TOWER COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON TN
Property Address	2503 WESTSIDE DR, CHATTANOOGA, TN 37404-5535
Document Number	0911000182
Instrument Date	Aug 16, 2019
Transaction Type	Mortgage
Record Updated	Oct 4, 2019
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0911000182
Date	Sep 11, 2019
Book Page	011755/000612
Instrument	190911000182

Lender

Name	TOWER CMNTY BK

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Sep 10, 2039

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	2503 WESTSIDE DR, CHATTANOOGA, TN 37404-5535
Document Number	1126000177
Instrument Date	Oct 15, 2018
Transaction Type	Mortgage
Record Updated	Dec 12, 2018
Title Company	TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2503 WESTSIDE DR CHATTANOOGA TN 374045535, CHATTANOOGA, TN 37404-5535

Mortgage

Document Number	1126000177
Date	Nov 26, 2018
Book Page	011508/000467
Instrument	181126000177

Lender

Name	TOWER CMNTY BK
Address	JASPER, TN 37347

Agreement

Amount	Amount Recorded

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	2503 WESTSIDE DR, CHATTANOOGA, TN 37404-5535
Document Number	0613000110
Instrument Date	Jun 8, 2018
Transaction Type	Mortgage
Record Updated	Jul 4, 2018
Title Company	TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3312 ALTA VISTA DR CHATTANOOGA TN 374114201, CHATTANOOGA, TN 37411-4201

Mortgage

Document Number	0613000110
Date	Jun 13, 2018
Book Page	011372/000615
Instrument	180613000110

Lender

Name	TOWER CMNTY BK
Address	JASPER, TN 37347

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	2503 WESTSIDE DR, CHATTANOOGA, TN 37404-5535
Document Number	0000000166
Book / Page	011196 / 000947
Instrument Date	Nov 2, 2017
Transaction Type	Mortgage
Record Updated	Feb 7, 2018
Title Company	TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3312 ALTA VISTA DR CHATTANOOGA TN 374114201, CHATTANOOGA, TN 37411-4201

Mortgage

Document Number	0000000166
Date	Nov 6, 2017
Book Page	011196/000947
Instrument	168

Lender

Name	TOWER CMNTY BK
Address	JASPER, TN 37347

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,429.00 (-20.88%)	$160,320 (+16.82%)	$400,800 (+16.82%) Land $220,600 Building $180,200
2024	$3,070.00	$137,240 (-)	$343,100 (-) Land $183,800 Building $159,300
2023	$3,070.00 (+120.39%)	$137,240 (+120.36%)	$343,100 (+120.36%) Land $183,800 Building $159,300
2022	$1,393.00	$62,280	$155,700 Land $61,000 Building $94,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35

May also be available: AT&T, Verizon.

Nearby Properties on Westside Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures