2503 Westminster Dr, Concord, NC 28027 Property Records

Cabarrus County property record for 2503 Westminster Dr, Concord, NC 28027

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,292 sqft · built 1983
Lot Size	0.412 acres (17,930 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,995 (2023)
Deeds & Mortgages	Aug 2023 Mortgage Aug 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04099A0055.000000`

Property Details

APN / Parcel Number

Primary APN	`04099A0055.000000`
Alternative APNs	`5602 92 2537` `31612`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,292 sqft Living Area
Gross Area	1,872 sqft
1st Floor Area	1,292 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1994
Exterior Material	Other
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,930 sqft (0.412 acres)
Lot Dimensions	163 ft deep x 110 ft wide
Garage Type	Mixed
Garage Area	420 sqft
Driveway	Concrete Driveway
Driveway Area	700 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	31612
Street Address	2503 WESTMINSTER DR
City	CONCORD
State	NC
Zip	28027-8467
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	LT 55 AUTUMN CHASE
Legal Subdivision	AUTUMN CHASE
Legal Lot Number	55
Jurisdiction	CABARRUS NC
Township / Civil Division	4, KANNAPOLIS
Census Block Group	3
Census Block	3023
Census Tract	41202

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2503 WESTMINSTER DR, CONCORD, NC 28027-8467
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2023	Deed of Trust, Mortgage · FHA Mortgage ALLEN TATE MORTGAGE SERVICES INC
Aug 28, 2023	Correction Deed · FHA Mortgage WELLS FARGO BANK NA
Jan 31, 2022	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2023
Deed Sale	Aug 28, 2023
Prior Sale	Dec 20, 2004 · Amount on Record
Deed Document Number	202317854
Deed Book / Page	16625 / 331
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	2503 WESTMINSTER DR, CONCORD, NC 28027-8467
Transaction Type	Mortgage
Record Updated	Sep 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001662637
Date	Aug 28, 2023
Book Page	16626/37

Lender

Name	ALLEN TATE MORTGAGE SERVICES INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28262

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	137 Months
Due	Jan 1, 2035

August 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	CABARRUS NC
Recording Date	Aug 28, 2023
Property Address	2503 WESTMINSTER DR, CONCORD, NC 28027-8467
Document Number	0016625331
Book / Page	16625 / 331
Map Reference	MB 17 PG 44
Instrument Date	Jul 12, 2023
Record Updated	Sep 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27 MCDONALD ST NW, CONCORD, NC 28027-6511

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2503 WESTMINSTER DR, CONCORD, NC 28027-8467

Mortgage

Document Number	0166260100
Date	Aug 28, 2023
Instrument	16626-0100

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	212 Months
Due	Apr 1, 2041

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	2503 WESTMINSTER DR, CONCORD, NC 28027-8467
Transaction Type	Mortgage
Record Updated	Feb 15, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2503 WESTMINSTER DR, CONCORD, NC 28027-8467

Mortgage

Document Number	0001581723
Date	Jan 31, 2022
Book Page	15817/23

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	231 Months
Due	Apr 1, 2041

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$266,360 (-) Land $65,000 Building $201,360
2025		$266,360 (+82.88%) Land $65,000 Building $201,360
2024			$266,360 (+82.88%) Land $65,000 Building $201,360
2023	$1,995.00	$145,650 Land $37,000 Building $108,650	$145,650 Land $37,000 Building $108,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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