2503 Waterside Dr, Frederick, MD 21701 Property Records

Frederick County property record for 2503 Waterside Dr, Frederick, MD 21701 · Last verified August 2026

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,694 sqft · built 1998
Lot Size0.051 acres (2,200 sqft)
Owner2 Individual Names on File
Last Sale$143,281 (Mar 1998)
Tax Bill$5,842 (2025)
Deeds & MortgagesJul 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN02-210320

Property Details

APN / Parcel Number

Primary APN02-210320
Alternative APNs
  • 2210320
  • 210320

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,694 sqft Living Area
Gross Area1,794 sqft
1st Floor Area894 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,200 sqft (0.051 acres)
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number210320
Street Address2503 WATERSIDE DR
CityFREDERICK
StateMD
Zip21701-3211
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 49 PLAT 5 SEC 3 BLK S-2200 SQ FT WORMANS MILL
Legal SubdivisionWORMANS MILL
Legal BlockS
Legal Lot Number49
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group4
Census Block4021
Census Tract750802

Owner

Source: Frederick County records · APN 02-210320

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2503 WATERSIDE DR, FREDERICK, MD 21701-3211
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 31, 1998 · Amount on Record
Deed SaleMar 31, 1998 · Amount on Record
Deed Document Number19981787
Deed Book / Page2398 / 332
Record UpdatedSep 20, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address2503 WATERSIDE DR, FREDERICK, MD 21701-3211
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0119110118
DateJul 05, 2017
Book Page11911/0118
Instrument11911-0118
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJun 30, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$369,833 (+24.22%)$403,900 (+14.48%) Land $130,000 Building $273,900
2025$5,842.00 (+12.28%)
2023$5,203.00 Homeowner's exemption$297,733$352,800 Land $90,000 Building $262,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217508024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 598 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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