2503 Tracy Ln, Highlands, TX 77562 Property Records

Harris County property record for 2503 Tracy Ln, Highlands, TX 77562

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,380 sqft · built 2015
Lot Size0.129 acres (5,600 sqft)
Owner2 Individual Names on File
Last Sale$149,200 (Sep 2015)
Tax Bill$2,149 (2025)
Deeds & MortgagesOct 2023 Mortgage
Dec 2017 Loan Modification
+ 1 more
Flood ZoneZone AE (high risk)
APN128-114-003-0022

Property Details

APN / Parcel Number

Primary APN128-114-003-0022

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,380 sqft Living Area
1st Floor Area1,380 sqft

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialBrick Veneer
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area5,600 sqft (0.129 acres)
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area102 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1281140030022
Street Address2503 TRACY LN
CityHIGHLANDS
StateTX
Zip77562-4132
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 22 BLK 1 NOWLINGSHIRE ESTATES PAR R/P
Legal SubdivisionNOWLINGSHIRE ESTATES PAR R/P
Legal Block1
Legal Lot Number22
JurisdictionHARRIS TX
Township / Civil DivisionNORTHEAST HARRIS
Census Block Group2
Census Block2004
Census Tract253000

Owner

2503 Tracy Ln is owned and occupied by two individuals who bought it in September 2015.

Source: Harris County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address2503 TRACY LN, HIGHLANDS, TX 77562-4132
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 19, 2023Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
Dec 5, 2017Loan Modification, Mortgage · FHA Mortgage
US BK
Dec 5, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 17, 2015 · Amount on File
Deed SaleSep 17, 2015 · Amount on File
Deed Document Number2015423766
Prior Transfer DateSep 15, 2015
Prior Transfer Doc20150423766
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address2503 TRACY LN, HIGHLANDS, TX 77562-4132
Transaction TypeMortgage
Record UpdatedOct 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2503 TRACY LN, HIGHLANDS, TX 77562-4132

Mortgage

Document Number0000401866
DateOct 19, 2023
Instrument2023-401866
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term478 Months
DueAug 1, 2063

December 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHARRIS TX
Property Address2503 TRACY LN, HIGHLANDS, TX 77562-4132
Document Number0000560325
Instrument DateDec 5, 2017
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanySERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2503 TRACY LN HIGHLANDS TX 775624132, HIGHLANDS, TX 77562-4132

Mortgage

Document Number0000560325
DateDec 21, 2017
Instrument560325
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueDec 20, 2047
Interest
Rate TypeFixed Rate
Rate4.37%

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address2503 TRACY LN, HIGHLANDS, TX 77562-4132
Document Number0000551197
Instrument DateDec 5, 2017
Transaction TypeMortgage
Record UpdatedJan 3, 2018
Title CompanySERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2503 TRACY LN HIGHLANDS TX 775624132, HIGHLANDS, TX 77562-4132

Mortgage

Document Number0000551197
DateDec 15, 2017
Instrument551197
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueDec 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2503 Tracy Ln was $2,149 with a homeowner's exemption, up 91.5% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
Unified School DistrictGoose Creek Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$200,743 (-6.62%) Land $40,320 Building $160,423$200,743 (-6.62%) Land $40,320 Building $160,423
2025$2,149.00 (+91.53%) Homeowner's exemption$214,982 Land $40,320 Building $174,662$214,982 Land $40,320 Building $174,662
2024$1,122.00
2023$225,916 Land $33,600 Building $192,316$225,916 Land $33,600 Building $192,316
2022$1,310.00
2020$1,068.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2503 Tracy Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 110 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies110 in force
Nearby Flood Claims152 (1979–2024)
Claims Outside the SFHA46 of 152
Most Recent ClaimMay 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Hurricane Harvey, Aug 2017 · 36 claims
  • Hurricane Ike, Sep 2008 · 5 claims
  • Severe Thunderstorms And Flooding, Oct 1994 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2503 Tracy Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARRIS COUNTY FWSD 1A
serves 2,640 people · EPA ID TX1010082
Water SourcePurchased surface water from BAYTOWN AREA WATER AUTHORITY
Last State InspectionJan 2026
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Jan 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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