Caldwell County property record for 2503 Sutton St, Lenoir, NC 28645
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,196 sqft · built 1994 |
| Lot Size | 0.448 acres (19,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $189,000 (Oct 2020) |
| Tax Bill | $1,781 (2026) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage Oct 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11 70A 1 3 |
| Primary APN | 11 70A 1 3 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,196 sqft Heated Area |
| Gross Area | 2,679 sqft |
| 1st Floor Area | 1,196 sqft |
| Basement Area | 1,196 sqft |
| Finished Basement | 598 sqft |
| Unfinished Basement | 598 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 19,500 sqft (0.448 acres) |
| Lot Dimensions | 150 ft deep x 130 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 35 sqft |
| Deck Area | 252 sqft |
| Patio Area | 96 sqft |
| Storage Building | Storage Building |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 169814 |
|---|---|
| Street Address | 2503 SUTTON ST |
| City | LENOIR |
| State | NC |
| Zip | 28645-9354 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 2001 PG 184 YR 20 ST 378.00 |
| Legal Subdivision | SUTTON PLACE |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | NORTH CATAWBA |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 30801 |
Source: Caldwell County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2503 SUTTON ST, LENOIR, NC 28645-9354 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 13, 2020 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MTG |
| Oct 11, 2018 | Warranty Deed, Transfer · Conventional with PMI CERTAINTY HM LNS LLC |
| Apr 20, 2018 | Grant Deed, Transfer CHAMPION CU |
| Sep 13, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 13, 2020 · Amount on Record |
| Deed Sale | Oct 13, 2020 · Amount on Record |
| Prior Sale | Oct 11, 2018 · Amount on Record |
| Deed Document Number | 202010049246 |
| Deed Book / Page | 2001 / 184 |
| Prior Transfer Date | Sep 7, 2017 |
| Prior Transfer Doc | 0010015019 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Oct 13, 2020 |
| Property Address | 2503 SUTTON ST, LENOIR, NC 28645-9354 |
| Document Number | 0010049246 |
| Book / Page | 002001 / 000184 |
| Instrument Date | Oct 13, 2020 |
| Instrument | 10049246 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $378.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2503 SUTTON ST LENOIR NC 286459354, LENOIR, NC 28645-9354 |
| Document Number | 10049247 |
|---|---|
| Date | Oct 13, 2020 |
| Book Page | 002001/000187 |
| Instrument | 10049247 |
| Name | ATLANTIC BAY MTG |
|---|---|
| Type | Mortgage Company |
| Address | 600 LYNNHAVEN PKWY, VIRGINIA BEACH, VA 23452-7319 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 12, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Oct 11, 2018 |
| Property Address | 2503 SUTTON ST, LENOIR, NC 28645-9354 |
| Document Number | 0010026766 |
| Book / Page | 001950 / 001349 |
| Instrument Date | Oct 11, 2018 |
| Instrument | 10026766 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $344.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2503 SUTTON ST LENOIR NC 286459354, LENOIR, NC 28645-9354 |
| Document Number | 10026767 |
|---|---|
| Date | Oct 11, 2018 |
| Book Page | 001950/001352 |
| Instrument | 10026767 |
| Name | CERTAINTY HM LNS LLC |
|---|---|
| Address | PLANO, TX 75093 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 10, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Apr 20, 2018 |
| Property Address | 2503 SUTTON ST, LENOIR, NC 28645-9354 |
| Document Number | 0010021494 |
| Book / Page | 001939 / 001784 |
| Instrument Date | Apr 16, 2018 |
| Instrument | 10021494 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $204.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 400 RIBET AVE SE VALDESE NC 286903224, VALDESE, NC 28690-3224 |
| Document Number | 10021495 |
|---|---|
| Date | Apr 20, 2018 |
| Book Page | 001939/001787 |
| Instrument | 10021495 |
| Name | CHAMPION CU |
|---|---|
| Type | Credit Union |
| Address | CANTON, NC 28716 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Apr 19, 2023 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Sep 13, 2017 |
| Property Address | 2503 SUTTON ST, LENOIR, NC 28645-9354 |
| Document Number | 0010015019 |
| Book / Page | 001926 / 001256 |
| Instrument Date | Aug 11, 2017 |
| Instrument | 10015019 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 28, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $203.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2503 SUTTON ST LENOIR NC 286459354, LENOIR, NC 28645-9354 |
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Cajah's Mountain Town |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,781.00 (-20.06%) | $273,600 (-) Land $18,000 Building $255,600 | |
| 2025 | $2,228.00 (+76.83%) | $273,600 (+70.04%) Land $18,000 Building $255,600 | $273,600 (+70.04%) Land $18,000 Building $255,600 |
| 2023 | $160,900 (-) Land $18,000 Building $142,900 | $160,900 (-) Land $18,000 Building $142,900 | |
| 2022 | $1,260.00 | $160,900 Land $18,000 Building $142,900 | $160,900 Land $18,000 Building $142,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BATON WATER CORPORATION private · serves 7,874 people · EPA ID NC0114025 |
|---|---|
| Water Source | Purchased surface water from CITY OF LENOIR |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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