Lincoln County property record for 2503 Seagull Dr, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,436 sqft · built 2018 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $328,000 (Sep 2019) |
| Tax Bill | $3,145 (2026) |
| Deeds & Mortgages | Jan 2026 Mortgage Sep 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4604-87-7801 |
| Primary APN | 4604-87-7801 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,436 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Custom Design |
| Lot Area | 7,405 sqft (0.17 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 299543 |
|---|---|
| Street Address | 2503 SEAGULL DR |
| City | DENVER |
| State | NC |
| Zip | 28037-7885 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R CU |
| Legal Description | #70 COVINGTON@LN PH 3B M1 |
| Legal Subdivision | COVINGTON AT LAKE NORMAN SUBDIVISION |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 71203 |
2503 Seagull Dr is owned and occupied by an individual who bought it in September 2019.
Source: Lincoln County records, as of August 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2503 SEAGULL DR, DENVER, NC 28037-7885 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 12, 2026 | Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAPITAL LLC |
| Sep 11, 2023 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Sep 24, 2019 | Warranty Deed, Transfer · Conventional with PMI SUMMIT FNDG |
| Feb 22, 2019 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage DHI MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 24, 2019 · Amount on File |
| Deed Sale | Sep 24, 2019 · Amount on File |
| Prior Sale | Feb 22, 2019 · Amount on File |
| Deed Document Number | 2019598236 |
| Deed Book / Page | 2848 / 545 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 2503 SEAGULL DR, DENVER, NC 28037-7885 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2503 SEAGULL DR, DENVER, NC 28037-7885 |
| Document Number | 0003469902 |
|---|---|
| Date | Jan 12, 2026 |
| Book Page | 3469/902 |
| Instrument | 704206 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Sep 11, 2023 |
| Property Address | 2503 SEAGULL DR, DENVER, NC 28037-7885 |
| Document Number | 0003275712 |
| Book / Page | 3275 / 712 |
| Map Reference | MB 17 PG 159&160 |
| Instrument Date | Sep 11, 2023 |
| Instrument | 671739 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2023 |
| Title Company | INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $970.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7296 ALBEMARLE DR, DENVER, NC 28037-6537 |
| Name | Verified Name |
|---|---|
| Address | 2503 SEAGULL DR, DENVER, NC 28037-7885 |
| Document Number | 0000671740 |
|---|---|
| Date | Sep 11, 2023 |
| Instrument | 671740 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Sep 24, 2019 |
| Property Address | 2503 SEAGULL DR, DENVER, NC 28037-7885 |
| Document Number | 2848545 |
| Book / Page | 002848 / 000545 |
| Instrument Date | Aug 23, 2019 |
| Instrument | 598236 |
| Transaction Type | Transfer |
| Record Updated | Oct 3, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $656.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2503 SEAGULL DR DENVER NC 280377885, DENVER, NC 28037-7885 |
| Document Number | 2848547 |
|---|---|
| Date | Sep 24, 2019 |
| Book Page | 002848/000547 |
| Instrument | 598237 |
| Name | SUMMIT FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | SACRAMENTO, CA 95815 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 23, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Feb 22, 2019 |
| Property Address | 2503 SEAGULL DR, DENVER, NC 28037-7885 |
| Document Number | 2798953 |
| Book / Page | 002798 / 000953 |
| Instrument Date | Feb 1, 2019 |
| Instrument | 589115 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 4, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $598.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2503 SEAGULL DR DENVER NC 280377885, DENVER, NC 28037-7885 |
| Document Number | 2798955 |
|---|---|
| Date | Feb 22, 2019 |
| Book Page | 002798/000955 |
| Instrument | 589116 |
| Name | DHI MTG |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78750 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 21, 2049 |
The 2026 property tax bill for 2503 Seagull Dr was $3,145, up 0.6% from the year before.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,145.00 (+0.64%) | $493,550 (-) Land $82,000 Building $411,550 | $493,550 (-) Land $82,000 Building $411,550 |
| 2025 | $3,125.00 | $493,550 Land $82,000 Building $411,550 | $493,550 Land $82,000 Building $411,550 |
| 2023 | $3,096.00 | $493,550 Land $82,000 Building $411,550 | $493,550 Land $82,000 Building $411,550 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2503 Seagull Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2503 Seagull Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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