2503 Lancaster Rd, Richmond, KY 40475 Property Records

Madison County property record for 2503 Lancaster Rd, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Lot Size	5.58 acres (243,065 sqft)
Owner	2 Trust Names on File
Tax Bill	$2,526 (2025)
Deeds & Mortgages	Jun 2026 Sale Jun 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0044-0000-0008-I`

Property Details

APN / Parcel Number

Primary APN	`0044-0000-0008-I`
Alternative APNs	`131328` `94180` `61151`

Interior

Stories	1 Story
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	243,065 sqft (5.58 acres)
Garage Type	Detached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	61151
Street Address	2503 LANCASTER RD
City	RICHMOND
State	KY
Zip	40475-8810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 9 (5.58 ACRES)
Legal Subdivision	WINKLER-WALTERS DEV 9
Legal Tract	9
Legal Lot Number	9
Jurisdiction	MADISON KY
Township / Civil Division	KIRKSVILLE
Census Block Group	2
Census Block	2025
Census Tract	10802

Owner

2503 Lancaster Rd is owner-occupied and held in a trust since June 2026.

Source: Madison County records, as of June 22, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2503 LANCASTER RD, RICHMOND, KY 40475-8810
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Affidavit, Transfer
Jun 11, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jun 11, 2019	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 10, 2026
Transfer Doc	0014355009
Record Updated	Sep 20, 2026

June 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	MADISON KY
Recording Date	Jun 11, 2026
Property Address	2503 LANCASTER RD, RICHMOND, KY 40475-8810
Document Number	0014355009
Book / Page	884 / 72
Instrument Date	Jun 10, 2026
Instrument	202614355009
Transaction Type	Transfer
Record Updated	Aug 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2503 LANCASTER RD, RICHMOND, KY 40475-8810

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Jun 11, 2026
Property Address	2503 LANCASTER RD, RICHMOND, KY 40475-8810
Document Number	0014355011
Book / Page	884 / 75
Instrument Date	Jun 3, 2026
Instrument	202614355011
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2503 LANCASTER RD, RICHMOND, KY 40475-8810

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	2503 LANCASTER RD, RICHMOND, KY 40475-8810
Transaction Type	Mortgage
Record Updated	Jul 3, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M01868/365
Date	Jun 11, 2019
Book Page	M01868/365
Instrument	2013993885

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	LEXINGTON, KY 40509

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2503 Lancaster Rd was $2,526 with a homeowner's exemption.

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,526.00 Homeowner's exemption	$317,000	$317,000
2023	$2,041.00 Homeowner's exemption	$256,800	$256,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2503 Lancaster Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2015–2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2503 Lancaster Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKSVILLE WATER ASSOCIATION private · serves 5,940 people · EPA ID KY0760672
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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