2503 E St James Ave, Hayden, ID 83835 Property Records

Kootenai County property record for 2503 E St James Ave, Hayden, ID 83835

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,704 sqft · built 1977
Lot Size	0.664 acres (28,924 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,239,560 (Jan 2025)
Tax Bill	$3,249 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Apr 2020 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`51N03W070975`

Property Details

APN / Parcel Number

Primary APN	`51N03W070975`
Alternative APN	`164333`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,704 sqft Living Area
1st Floor Area	900 sqft
Basement Area	900 sqft
Finished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Frame
Lot Area	28,924 sqft (0.664 acres)
Garage Type	Detached
Garage Area	1,032 sqft
Parking Spaces	4 Parking Spaces
Pole Barn	1,200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	164333
Street Address	2503 E ST JAMES AVE
City	HAYDEN
State	ID
Zip	83835-7543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGSUB
Legal Description	TAX#27460, TAX#27461 [NW-NE] 0751N03W
Legal Range	03W
Legal Township	51N
Legal Section	07
Jurisdiction	KOOTENAI ID
Township / Civil Division	COEUR D'ALENE
Census Block Group	1
Census Block	1004
Census Tract	1801

Owner

Source: Kootenai County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2503 E ST JAMES AVE, HAYDEN, ID 83835-7543
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage SPOKANE TEACHERS CU
Apr 13, 2020	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU
Jan 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage THE LOAN STORE INC
Sep 13, 2005	Deed of Trust, Mortgage · Line of Credit WASHINGTON TRUST BANK
Jun 11, 2015	Deed of Trust, Mortgage · Conventional Mortgage WILLAMETTE VALLEY BANK
Jan 16, 2025	Warranty Deed, Transfer · Conventional Mortgage AMERITRUST MORTGAGE CORP
Oct 24, 2023	Warranty Deed, Transfer · Conventional Mortgage WILLAMETTE VALLEY BANK
Apr 27, 2018	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2025 · Amount on Record
Deed Sale	Jan 16, 2025 · Amount on Record
Prior Sale	Oct 24, 2023 · Amount on Record
Deed Document Number	20252991523
Prior Transfer Date	Jan 18, 2023
Prior Transfer Doc	0002926489
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	2503 E ST JAMES AVE, HAYDEN, ID 83835-7543
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	TITLEONE BOISE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2724242000
Date	Nov 22, 2019
Instrument	2724242000

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	2503 E ST JAMES AVE, HAYDEN, ID 83835-7543
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2745467000
Date	Apr 13, 2020
Instrument	2745467000

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	2503 E ST JAMES AVE, HAYDEN, ID 83835-7543
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	ALLIANCE TITLE-COEUR D' ALENE, ALLIANCE TTL COEUR D ALENE O

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2503 E ST JAMES AVE, HAYDEN, ID 83835-7543

Mortgage

Document Number	3031390000
Date	Jan 30, 2026
Instrument	3031390000

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company
Address	TUCSON, AZ 85718

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

September 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	2503 E ST JAMES AVE, HAYDEN, ID 83835-7543
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	1979979000
Date	Sep 13, 2005
Instrument	1979979000

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	COEUR D ALENE, ID 83814

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	2503 E ST JAMES AVE, HAYDEN, ID 83835-7543
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2501819000
Date	Jun 11, 2015
Instrument	2501819000

Lender

Name	WILLAMETTE VALLEY BANK
Type	Bank
Address	SALEM, OR 97308

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2045

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Jan 16, 2025
Property Address	2503 E ST JAMES AVE, HAYDEN, ID 83835-7543
Document Number	2991523000
Instrument Date	Dec 31, 2024
Instrument	2991523000
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	ALLIANCE TITLE-COEUR D' ALENE, ALLIANCE TTL COEUR D ALENE O

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2503 E ST JAMES AVE, HAYDEN, ID 83835-7543

Mortgage

Document Number	2991524000
Date	Jan 16, 2025
Instrument	2991524000

Lender

Name	AMERITRUST MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2055

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Oct 24, 2023
Property Address	2503 E ST JAMES AVE, HAYDEN, ID 83835-7543
Document Number	2951947000
Instrument Date	Oct 17, 2023
Instrument	2951947000
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	NOT AVAILABLE, FLYING S T&E CDA

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2503 E ST JAMES AVE, HAYDEN, ID 83835-7543

Mortgage

Document Number	2951949000
Date	Oct 24, 2023
Instrument	2951949000

Lender

Name	WILLAMETTE VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Apr 27, 2018
Property Address	2503 E ST JAMES AVE, HAYDEN, ID 83835-7543
Document Number	2641034000
Instrument Date	Apr 3, 2018
Instrument	2641034000
Transaction Type	Transfer
Record Updated	Mar 27, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4526 NE 10TH ST, RENTON, WA 98059-4582

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19223 E APPLEWAY AVE, SPOKANE VALLEY, WA 99016-9403

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Coeur d'Alene School District 271 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,249.00 (+4.84%) Homeowner's exemption	$1,018,486 (-0.51%) Land $320,000 Building $698,486	$1,018,486 (-0.51%) Land $320,000 Building $698,486
2024	$3,099.00 (+7.34%)
2023	$2,887.00 (-29.69%) Homeowner's exemption	$1,023,686 (-14.14%) Land $310,000 Building $713,686	$1,023,686 (-14.14%) Land $310,000 Building $713,686
2022	$4,106.00 Homeowner's exemption	$1,192,278 Land $350,000 Building $842,278	$1,192,278 Land $350,000 Building $842,278

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAYDEN LAKE IRRIGATION DIST public/private · serves 9,375 people · EPA ID ID1280087
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Intermax Networks, TDS Telecom, Ziply Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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