2503 Derby Rd, Troy, MI 48084 Property Records

Oakland County property record for 2503 Derby Rd, Troy, MI 48084

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,165 sqft · built 1955
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$140,000 (Mar 2022)
Tax Bill$2,591 (2025)
Deeds & MortgagesMar 2022 Mortgage
Mar 2022 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN88-20-30-278-026

Property Details

APN / Parcel Number

Primary APN88-20-30-278-026

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,165 sqft Living Area
1st Floor Area1,165 sqft
Basement Area1,165 sqft
Finished Basement1,165 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeBrick
Roof TypeHip
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage Area660 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area32 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address2503 DERBY RD
CityTROY
StateMI
Zip48084-2664
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1E
Legal DescriptionT2N, R11E, SEC 30 ADRIENNE MANOR LOT 22
Legal Range11E
Legal Township2N
Legal Section30
Legal SubdivisionADRIENNE MANOR
Legal Lot Number22
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group1
Census Block1032
Census Tract197701

Owner

Source: Oakland County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2503 DERBY RD, TROY, MI 48084-2664
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2022Deed of Trust, Mortgage · Conventional Mortgage
PLAINS COMMERCE BANK
Mar 7, 2022Warranty Deed, Transfer
PARTNERS TITLE AGENCY LLC
Aug 3, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 7, 2022 · Amount on Record
Deed SaleMar 7, 2022 · Amount on Record
Deed Document Number2022338401
Deed Book / Page57552 / 232
Prior Transfer DateApr 14, 2014
Prior Transfer Doc0000190278
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address2503 DERBY RD, TROY, MI 48084-2664
Transaction TypeMortgage
Record UpdatedJan 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2503 DERBY RD, TROY, MI 48084-2664

Mortgage

Document Number0000337835
DateMar 4, 2022
Book Page57549/633
Instrument337835
Lender
NamePLAINS COMMERCE BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2052

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateMar 7, 2022
Property Address2503 DERBY RD, TROY, MI 48084-2664
Document Number0000338401
Book / Page57552 / 232
Map ReferenceLB 76 PG 3
Instrument DateFeb 15, 2022
Instrument338401
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanyPARTNERS TITLE AGENCY LLC

Transaction

AmountAmount Recorded
Tax$1,050.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address2503 DERBY RD, 2503, TROY, MI 48084-2664

Transferred To (Grantee/Buyer)

NameVerified Name
Address2503 DERBY RD, TROY, MI 48084-2664

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateAug 3, 2021
Property Address2503 DERBY RD, TROY, MI 48084-2664
Document Number0000190278
Book / Page56641 / 1
Map ReferenceLB 76 PG 3
Instrument DateApr 14, 2014
Instrument190278
Transaction TypeTransfer
Record UpdatedAug 12, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2503 DERBY RD, TROY, MI 48084-2664

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictBirmingham City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,591.00 (-27.91%)
2023$305,720
2022$3,594.00$152,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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