2503 Coppertree Rd, Champaign, IL 61822 Property Records

Champaign County property record for 2503 Coppertree Rd, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.316 acres (13,760 sqft)
Owner	Individual Name on Record
Last Sale	$303,500 (Oct 2021)
Tax Bill	$6,557 (2024)
Deeds & Mortgages	Feb 2025 Line of Credit Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-20-27-104-010`

Property Details

APN / Parcel Number

Primary APN	`03-20-27-104-010`

Exterior

Lot Area	13,760 sqft (0.316 acres)

Location & Zoning

Street Address	2503 COPPERTREE RD
City	CHAMPAIGN
State	IL
Zip	61822-7516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 53 CHERRY HILLS 2ND ADD
Legal Range	08E
Legal Township	19N
Legal Section	27
Legal Subdivision	CHERRY HILLS 2ND ADD
Legal Lot Number	53
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN
Census Block Group	1
Census Block	1008
Census Tract	1204

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2503 COPPERTREE RD, CHAMPAIGN, IL 61822-7516
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2025	Deed of Trust, Mortgage · Line of Credit HICKORY POINT BANK & TRUST
Oct 27, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Jul 14, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2021 · Amount on Record
Deed Sale	Oct 27, 2021 · Amount on Record
Deed Document Number	202125630
Prior Transfer Date	Jul 14, 2020
Prior Transfer Doc	0000013229
Record Updated	Oct 29, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2503 COPPERTREE RD, CHAMPAIGN, IL 61822-7516
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002575
Date	Feb 26, 2025
Instrument	2025R02575

Lender

Name	HICKORY POINT BANK & TRUST
Type	Bank
Address	DECATUR, IL 62525

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 18, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Oct 27, 2021
Property Address	2503 COPPERTREE RD, CHAMPAIGN, IL 61822-7516
Document Number	0000025630
Map Reference	MB AA PG 37
Instrument Date	Oct 27, 2021
Instrument	2021R25630
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$303.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2503 COPPERTREE RD, CHAMPAIGN, IL 61822-7516

Mortgage

Document Number	0000025631
Date	Oct 27, 2021
Instrument	2021R25631

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

Interest

Rate	1.87%

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 14, 2020
Property Address	2503 COPPERTREE RD, CHAMPAIGN, IL 61822-7516
Document Number	0000013229
Instrument Date	Jul 14, 2020
Instrument	13229
Transaction Type	Transfer
Record Updated	Aug 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2503 COPPERTREE RD CHAMPAIGN IL 618227516, CHAMPAIGN, IL 61822-7516

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign Township
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$109,760 (+30.73%) Land $23,410 Building $86,350	$329,280 (+30.73%) Land $70,230 Building $259,050
2024	$6,557.00 (+9.83%)
2022	$5,970.00 Homeowner's exemption	$83,960 Land $17,910 Building $66,050	$251,880 Land $53,730 Building $198,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Mediacom Xtream, Nextlink.

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