Mecklenburg County property record for 2503 Bathgate Ln, Matthews, NC 28105
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,616 sqft · built 1993 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $439,000 (May 2026) |
| Tax Bill | $2,704 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Nov 2025 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 215-195-08 |
| Primary APN | 215-195-08 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,616 sqft Living Area |
| Gross Area | 2,016 sqft |
| 1st Floor Area | 784 sqft |
| Upper Floors Area | 832 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 192 sqft |
| Patio Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2503 BATHGATE LN |
|---|---|
| City | MATTHEWS |
| State | NC |
| Zip | 28105-4678 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-12 |
| Legal Description | L247 M22-492 |
| Legal Subdivision | HEATHERS 03 MAP 01 |
| Legal Block | 5 |
| Legal Lot Number | 247 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 13, MORNING STAR |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 5712 |
Source: Mecklenburg County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2503 BATHGATE LN, MATTHEWS, NC 28105-4678 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 1, 2022 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Nov 21, 2025 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| May 29, 2026 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORPORATION |
| Nov 14, 2019 | Warranty Deed, Transfer · Conventional with PMI BRANCH BK&TR |
| Jul 20, 2017 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 29, 2026 · Amount on Record |
| Deed Sale | May 29, 2026 · Amount on Record |
| Prior Sale | Nov 14, 2019 · Amount on Record |
| Deed Document Number | 202656860 |
| Deed Book / Page | 40461 / 1 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 2503 BATHGATE LN, MATTHEWS, NC 28105-4678 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000016780 |
|---|---|
| Date | Feb 1, 2022 |
| Book Page | 37023/249 |
| Instrument | 2022016780 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 2503 BATHGATE LN, MATTHEWS, NC 28105-4678 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2503 BATHGATE LN, MATTHEWS, NC 28105-4678 |
| Document Number | 0000120073 |
|---|---|
| Date | Nov 21, 2025 |
| Book Page | 40021/417 |
| Instrument | 2025120073 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | May 29, 2026 |
| Property Address | 2503 BATHGATE LN, MATTHEWS, NC 28105-4678 |
| Document Number | 0000056860 |
| Book / Page | 40461 / 1 |
| Instrument Date | May 29, 2026 |
| Instrument | 202656860 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $88,678.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2503 BATHGATE LN, MATTHEWS, NC 28105-4678 |
| Document Number | 0000056861, |
|---|---|
| Date | May 29, 2026 |
| Book Page | 40461/3 |
| Instrument | 202656861 |
| Name | AMERICAN SECURITY MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Nov 14, 2019 |
| Property Address | 2503 BATHGATE LN, MATTHEWS, NC 28105-4678 |
| Document Number | 0000155063 |
| Book / Page | 034034 / 000640 |
| Instrument Date | Nov 13, 2019 |
| Instrument | 155063 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2019 |
| Title Company | BARRISTER TITLE SERVICES, BARRISTER TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $520.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2503 BATHGATE LN MATTHEWS NC 281054678, MATTHEWS, NC 28105-4678 |
| Document Number | 155064 |
|---|---|
| Date | Nov 14, 2019 |
| Book Page | 034034/000642 |
| Instrument | 155064 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 13, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jul 20, 2017 |
| Property Address | 2503 BATHGATE LN, MATTHEWS, NC 28105-4678 |
| Document Number | 0000097665 |
| Book / Page | 31980 / 283 |
| Map Reference | MB22 PG492 |
| Instrument Date | Jul 12, 2017 |
| Instrument | 2017097665 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $446.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2503 BATHGATE LN, 2503, MATTHEWS, NC 28105-4678 |
| Name | Verified Name |
|---|---|
| Address | 2503 BATHGATE LN, MATTHEWS, NC 28105-4678 |
| Document Number | 0000097666 |
|---|---|
| Date | Jul 20, 2017 |
| Instrument | 2017097666 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Matthews Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,704.00 (+3.13%) | $343,200 Land $90,000 Building $253,200 | $343,200 Land $90,000 Building $253,200 |
| 2024 | $2,622.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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