Douglas County property record for 25027 Capitol Cir, Waterloo, NE 68069
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 4.5 ba · 5,959 sqft · built 2008 |
| Lot Size | 1.22 acres (53,300 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,735,000 (Aug 2025) |
| Tax Bill | $17,639 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Feb 2022 Line of Credit |
| Flood Zone | Zone AO (high risk) |
| APN | 2450-0456-25 |
| Primary APN | 2450-0456-25 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 5,959 sqft Living Area |
| Gross Area | 8,959 sqft |
| 1st Floor Area | 3,259 sqft |
| Basement Area | 3,506 sqft |
| Finished Basement | 2,700 sqft |
| Unfinished Basement | 806 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Fire Sprinklers | Fire Sprinklers |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 53,300 sqft (1.22 acres) |
| Lot Width | 100 ft Width |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 1,585 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Enclosed/Screened Porch |
|---|---|
| Porch Area | 586 sqft |
| Deck Area | 100 sqft |
| Patio Area | 461 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R2524500456 |
|---|---|
| Street Address | 25027 CAPITOL CIR |
| City | WATERLOO |
| State | NE |
| Zip | 68069-4438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF2 |
| Legal Description | WEST SHORES LOT 174 BLOCK 0 IRREG |
| Legal Subdivision | WEST SHORES |
| Legal Lot Number | 174 |
| Jurisdiction | DOUGLAS NE |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 7508 |
Source: Douglas County records, as of September 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 25027 CAPITOL CIR, WATERLOO, NE 68069-4438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CORNHUSKER BANK |
| Feb 25, 2022 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2025 · Amount on Record |
| Deed Sale | Aug 18, 2025 · Amount on Record |
| Prior Sale | Apr 5, 2002 · Amount on Record |
| Deed Document Number | 202565116 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Aug 27, 2026 |
| Property Address | 25027 CAPITOL CIR, WATERLOO, NE 68069-4438 |
| Document Number | 0000075914 |
| Instrument Date | Aug 21, 2026 |
| Instrument | 202675914 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 25027 CAPITOL CIR, WATERLOO, NE 68069-4438 |
| Document Number | 0000075914, |
|---|---|
| Date | Aug 27, 2026 |
| Instrument | 202675914 |
| Name | CORNHUSKER BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 25027 CAPITOL CIR, WATERLOO, NE 68069-4438 |
| Transaction Type | Mortgage |
| Record Updated | Mar 30, 2022 |
| Name | Verified Name |
|---|---|
| Address | 25027 CAPITOL CIR, WATERLOO, NE 68069-4438 |
| Document Number | 0000020437 |
|---|---|
| Date | Feb 25, 2022 |
| Instrument | 2022020437 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | RENO, NV 89501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 17, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Douglas County assessment roll, as of October 14, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Douglas County |
| Unified School District | Douglas County West Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,639.00 (-0.96%) | $1,440,900 (+22.82%) Land $283,400 Building $1,157,500 | $1,440,900 (+22.82%) Land $283,400 Building $1,157,500 |
| 2024 | $17,810.00 (-5.9%) | ||
| 2023 | $18,926.00 (-10.09%) | $1,173,200 Land $283,400 Building $889,800 | $1,173,200 Land $283,400 Building $889,800 |
| 2022 | $21,050.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 75 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 75 in force |
| Nearby Flood Claims | 62 (1978–2019) |
| Claims Outside the SFHA | 5 of 62 |
| Most Recent Claim | Mar 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Nebraska |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Nextlink Fixed Wireless | 500 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
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