25026 Sutter Dr, Laguna Hills, CA 92653 Property Records

Orange County property record for 25026 Sutter Dr, Laguna Hills, CA 92653

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,440 sqft · built 1971
Lot Size	0.161 acres (6,996 sqft)
Owner	2 Individual Names on File
Last Sale	$1,222,500 (Sep 2025)
Tax Bill	$5,918 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`620-171-15`

Property Details

APN / Parcel Number

Primary APN	`620-171-15`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	6,996 sqft (0.161 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	25026 SUTTER DR
City	LAGUNA HILLS
State	CA
Zip	92653-5125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	N TR 6924 BLK LOT 14
Legal Subdivision	TRACT NO 6924
Legal Tract	6924
Legal Lot Number	14
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3002
Census Tract	42307

Owner

25026 Sutter Dr is owned and occupied by two individuals who bought it in September 2025.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	25026 SUTTER DR, LAGUNA HILLS, CA 92653-5125
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 25, 2025	Grant Deed, Transfer · Conventional Mortgage CITIBANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2025 · Amount on File
Deed Sale	Sep 25, 2025 · Amount on File
Prior Sale	Apr 15, 2025 · Amount on File
Deed Document Number	2025263906
Prior Transfer Date	Jul 28, 2003
Prior Transfer Doc	0000990202
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	25026 SUTTER DR, LAGUNA HILLS, CA 92653-5125
Transaction Type	Mortgage
Record Updated	Oct 13, 2025
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25026 SUTTER DR, LAGUNA BEACH, CA 92653-5125

Mortgage

Document Number	0000733334
Date	Dec 6, 2021
Instrument	2021000733334

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

September 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 25, 2025
Property Address	25026 SUTTER DR, LAGUNA HILLS, CA 92653-5125
Document Number	0000263906
Map Reference	MB 275 PG 46&47
Instrument Date	Sep 2, 2025
Instrument	2025000263906
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	CALIFORNIA COAST TITLE COMPANY, CALIFORNIA BEST TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	25026 SUTTER DR, LAGUNA HILLS, CA 92653-5125

Mortgage

Document Number	0000263907
Date	Sep 25, 2025
Instrument	2025000263907

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 25026 Sutter Dr was $5,918, up 1.9% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Hills City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,222,500 (+110.23%) Land $1,097,998 Building $124,502
2025	$5,918.00 (+1.88%) Homeowner's exemption	$581,503 Land $473,599 Building $107,904
2024	$5,809.00 (+2.43%)
2023	$5,671.00 (+1.83%) Homeowner's exemption	$558,923 Land $455,208 Building $103,715
2022	$5,569.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 25026 Sutter Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 25026 Sutter Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 693 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Cityside Fiber, GeoLinks.

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