25025 Cultus Ln, Bend, OR 97701 Property Records

Deschutes County property record for 25025 Cultus Ln, Bend, OR 97701

Property Summary

Property Type	Single Family Home
Details	3,302 sqft · built 2022
Lot Size	4.46 acres (194,278 sqft)
Owner	2 Individual Names on File
Last Sale	$129,900 (Oct 2020)
Tax Bill	$7,164 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Oct 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R20311714200007700`

Property Details

APN / Parcel Number

Primary APN	`R20311714200007700`
Alternative APNs	`171420 00 07700` `131640`

Interior

Stories	2 Stories
Building Area	3,302 sqft Living Area

Exterior

Year Built	Built 2022
Lot Area	194,278 sqft (4.46 acres)
Garage Type	Mixed
Garage Area	641 sqft
Lean-To	240 sqft
Total Buildings	2 Buildings

Location & Zoning

Account Number	131640
Old Parcel Number	R20311714200007700
Street Address	25025 CULTUS LN
City	BEND
State	OR
Zip	97701-9638
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWN/RNG/MER:SEC 20 TWN 17 RNG 14 MAP REF:171420-00
Legal Range	14E
Legal Township	17S
Legal Section	20
Legal Subdivision	BEND CASCADE VIEW ESTATES TR 2
Legal Tract	2
Legal Block	UNIT.
Legal Lot Number	W1
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1027
Census Tract	1200

Owner

25025 Cultus Ln is owned by two individuals who bought it in October 2020.

Source: Deschutes County records, as of January 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	204 NE 145TH CIR, VANCOUVER, WA 98685-5708
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 25, 2021	Deed of Trust, Mortgage · Construction Mortgage UMPQUA BANK
Oct 1, 2020	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2020 · Amount on File
Deed Sale	Oct 1, 2020 · Amount on File
Deed Document Number	2020-51380
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	25025 CULTUS LN, BEND, OR 97701-9638
Transaction Type	Mortgage
Record Updated	Nov 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026903
Date	Oct 27, 2023
Instrument	2023-26903

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 19, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	25025 CULTUS LN, BEND, OR 97701-9638
Transaction Type	Mortgage
Record Updated	Nov 13, 2023
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060079
Date	Oct 25, 2021
Instrument	2021-60079

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2031
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	9.37%
Index	Other
Max Rate	9.37%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Oct 1, 2020
Property Address	25025 CULTUS LN, BEND, OR 97701-9638
Document Number	0000051380
Instrument Date	Sep 28, 2020
Instrument	51380
Transaction Type	Transfer
Record Updated	Oct 21, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$130.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	25025 CULTUS LN BEND OR 97701, BEND, OR 97701

Tax Assessment & Valuation

The 2025 property tax bill for 25025 Cultus Ln was $7,164, up 13.2% from the year before.

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Redmond School District 2J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,164.00 (+13.23%)	$398,340 (+3%)	$1,341,950 (-6.89%) Land $199,800 Building $1,142,150
2024	$6,327.00 (+11.71%)	$386,740 (+12.73%)	$1,441,270 (+27.52%) Land $199,800 Building $1,241,470
2023	$5,664.00	$343,070	$1,130,240 Land $199,800 Building $930,440

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25025 Cultus Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 25025 Cultus Ln is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · lower than 72% of Oregon
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL	40 / 3

May also be available: Webformix.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cultus Ln

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