2502 Symphony Ln, Gambrills, MD 21054 Property Records

Anne Arundel County property record for 2502 Symphony Ln, Gambrills, MD 21054

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,531 sqft · built 1975
Lot Size	0.174 acres (7,582 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Jun 2018)
Tax Bill	$5,545 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Jan 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`04-295-90000936`

Property Details

APN / Parcel Number

Primary APN	`04-295-90000936`
Alternative APNs	`4-295-90000936` `29590000936`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,531 sqft Living Area
Gross Area	3,036 sqft
1st Floor Area	1,613 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,582 sqft (0.174 acres)
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	420 sqft
Patio Area	33 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	29590000936
Street Address	2502 SYMPHONY LN
City	GAMBRILLS
State	MD
Zip	21054-1546
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 60 BK K SC 14 PL1 FOUR SEASONS ESTATES
Legal Subdivision	FOUR SEASONS ESTATES
Legal Block	K
Legal Lot Number	60
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	4
Census Block Group	1
Census Block	1014
Census Tract	740703

Owner

2502 Symphony Ln is owned and occupied by two individuals who bought it in June 2018.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2502 SYMPHONY LN, GAMBRILLS, MD 21054-1546
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · Line of Credit EDUCATIONAL FEDERAL CREDIT UNION
Jan 8, 2024	Deed of Trust, Mortgage · Line of Credit EDUCATIONAL SYSTEMS FCU
Oct 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage C&F MORTGAGE CORP
Sep 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage EDUCATIONAL SYSTEMS FCU
Jun 25, 2018	Deed, Transfer · Conventional Mortgage C&F MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2018 · Amount on File
Deed Sale	Jun 25, 2018 · Amount on File
Prior Sale	Apr 12, 2005 · Amount on File
Deed Book / Page	32240 / 461
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 26, 2026
Property Address	2502 SYMPHONY LN, GAMBRILLS, MD 21054-1546
Document Number	4248000279
Book / Page	42488 / 279
Instrument Date	Jun 19, 2026
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SERVICE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	2502 SYMPHONY LN, GAMBRILLS, MD 21054-1546

Mortgage

Document Number	4248000279,
Date	Jun 26, 2026
Book Page	42488/279

Lender

Name	EDUCATIONAL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.51%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	2502 SYMPHONY LN, GAMBRILLS, MD 21054-1546
Transaction Type	Mortgage
Record Updated	Jan 29, 2024
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0401680027
Date	Jan 8, 2024
Book Page	40168/27

Lender

Name	EDUCATIONAL SYSTEMS FCU
Type	Credit Union
Address	GREENBELT, MD 20770

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 7, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	2502 SYMPHONY LN, GAMBRILLS, MD 21054-1546
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	HOME FIRST TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2502 SYMPHONY LN, GAMBRILLS, MD 21054-1546

Mortgage

Document Number	0354840471
Date	Oct 26, 2020
Book Page	35484/471

Lender

Name	C&F MORTGAGE CORP
Type	Mortgage Company
Address	MIDLOTHIAN, VA 23113

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	2502 SYMPHONY LN, GAMBRILLS, MD 21054-1546
Transaction Type	Mortgage
Record Updated	Oct 25, 2022
Title Company	BRENNAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0336180281
Date	Sep 25, 2019
Book Page	33618/281

Lender

Name	EDUCATIONAL SYSTEMS FCU
Type	Credit Union
Address	GREENBELT, MD 20768

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2039

June 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 25, 2018
Property Address	2502 SYMPHONY LN, GAMBRILLS, MD 21054-1546
Document Number	0322400461
Book / Page	32240 / 461
Map Reference	MB51 PL01
Instrument Date	Jun 18, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	HOME FIRST TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2502 SYMPHONY LN, GAMBRILLS, MD 21054-1546

Mortgage

Document Number	0032240467
Date	Jun 25, 2018
Instrument	32240/467

Lender

Name	C&F MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2502 Symphony Ln was $5,545 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$547,233 (+5.75%)	$606,700 (+17.24%) Land $282,500 Building $324,200
2025	$5,545.00 Homeowner's exemption	$517,500 Land $220,700 Building $296,800	$517,500 Land $220,700 Building $296,800
2023	$4,801.00 Homeowner's exemption	$463,633	$517,500 Land $220,700 Building $296,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2502 Symphony Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2018–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2502 Symphony Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROFTON-ODENTON serves 62,986 people · EPA ID MD0020008
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880

May also be available: Believe Broadband.

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