York County property record for 2502 Napa Ter, Clover, SC 29710
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 4,390 sqft · built 2021 |
| Lot Size | 0.241 acres (10,481 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $589,485 (Oct 2021) |
| Tax Bill | $3,532 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 575-19-01-377 |
| Primary APN | 575-19-01-377 |
|---|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,390 sqft Living Area |
| Gross Area | 5,372 sqft |
| 1st Floor Area | 2,062 sqft |
| 2nd Floor Area | 2,328 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,481 sqft (0.241 acres) |
| Garage Area | 707 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 155 sqft |
| Patio Area | 120 sqft |
| Street Address | 2502 NAPA TER |
|---|---|
| City | CLOVER |
| State | SC |
| Zip | 29710-4218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT# 150 CYPRESS POINT PHS 4 SHEET 1 |
| Legal Subdivision | CYPRESS POINT PHS 4 SH 1 |
| Legal Lot Number | 150 |
| Jurisdiction | YORK SC |
| Township / Civil Division | CLOVER |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 61709 |
Source: York County records, as of May 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2502 NAPA TER, CLOVER, SC 29710-4218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 6, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Oct 14, 2021 | Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 14, 2021 · Amount on Record |
| Deed Sale | Oct 14, 2021 · Amount on Record |
| Deed Document Number | 202158932 |
| Deed Book / Page | 19679 / 300 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK SC |
| Property Address | 2502 NAPA TER, CLOVER, SC 29710-4218 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2502 NAPA TER, LAKE WYLIE, SC 29710-4218 |
| Document Number | 2093900451 |
|---|---|
| Date | Sep 6, 2023 |
| Book Page | 20939/451 |
| Instrument | 2023028165 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Aug 29, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | YORK SC |
| Recording Date | Oct 14, 2021 |
| Property Address | 2502 NAPA TER, CLOVER, SC 29710-4218 |
| Document Number | 1967900300 |
| Book / Page | 19679 / 300 |
| Map Reference | MB 165 PG 201-202 |
| Instrument Date | Oct 13, 2021 |
| Instrument | 2021058932 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 24, 2026 |
| Title Company | DHC TITLE COMPANY, DHI TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,181.15 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2502 NAPA TERRACE, LAKE WYLIE, SC 29710-4218 |
| Document Number | 2021058933 |
|---|---|
| Date | Oct 14, 2021 |
| Instrument | 2021058933 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
Source: York County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | York County |
| Unified School District | York School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,532.00 (+8.64%) | $25,803 (+15%) Land $2,763 Building $23,040 | $700,300 (+24.84%) Land $75,000 Building $625,300 |
| 2023 | $3,251.00 | $22,437 Land $2,600 Building $19,837 | $560,936 Land $65,000 Building $495,936 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 86% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | YORK COUNTY WEST WD private · serves 18,273 people · EPA ID SC4620003 |
|---|---|
| Water Source | Purchased surface water from CITY OF ROCK HILL |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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