2502 Lucia Ct, Laredo, TX 78041 Property Records

Webb County property record for 2502 Lucia Ct, Laredo, TX 78041

Property Summary

Property Type	Single Family Home
Details	1,756 sqft · built 2022
Lot Size	0.126 acres (5,500 sqft)
Owner	2 Individual Names on File
Last Sale	$310,276 (Jul 2022)
Tax Bill	$1,773 (2025)
Deeds & Mortgages	Sep 2025 Construction Loan Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`987-76002-040`

Property Details

APN / Parcel Number

Primary APN	`987-76002-040`
Alternative APN	`785646`

Interior

Stories	1 Story
Building Area	1,756 sqft Living Area
Gross Area	2,160 sqft
1st Floor Area	1,756 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,500 sqft (0.126 acres)
Garage Type	Attached
Garage Area	404 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	229 sqft

Location & Zoning

Street Address	2502 LUCIA CT
City	LAREDO
State	TX
Zip	78041-2166
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STAMFORD HEIGHTS SUBD. PHASE I BLK 2 LOT 4
Legal Subdivision	STAMFORD HEIGHTS SUBD. PHASE I
Legal Phase	I
Legal Block	2
Legal Lot Number	4
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	1
Census Block	1004
Census Tract	1602

Owner

2502 Lucia Ct is owned and occupied by two individuals who bought it in July 2022.

Source: Webb County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2502 LUCIA CT, LAREDO, TX 78041-2166
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Deed of Trust, Mortgage · Construction Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Jul 14, 2022	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2022 · Amount on File
Deed Sale	Jul 14, 2022 · Amount on File
Deed Document Number	20221473710
Deed Book / Page	5310 / 633
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	2502 LUCIA CT, LAREDO, TX 78041-2166
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2502 LUCIA CT, LAREDO, TX 78041-2166

Mortgage

Document Number	005906/691
Date	Sep 17, 2025
Book Page	5906/691
Instrument	1568075

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME
Type	Non-Lending Institution
Address	451 7TH ST SW, WASHINGTON, DC 20410

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	323 Months
Due	Aug 1, 2052

July 2022: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jul 14, 2022
Property Address	2502 LUCIA CT, LAREDO, TX 78041-2166
Document Number	005310/633
Book / Page	5310 / 633
Map Reference	VOL 37 PG 60&61
Instrument Date	Jul 12, 2022
Instrument	1473710
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 5, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2502 LUCIA CT, LAREDO, TX 78041-2166
Investor	Possibly a Property Investor

Mortgage

Document Number	0001473711
Date	Jul 14, 2022
Instrument	1473711

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 2502 Lucia Ct was $1,773, down 13.8% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$348,331 (-0.62%) Land $67,758 Building $280,573	$348,331 (-0.62%) Land $67,758 Building $280,573
2025	$1,773.00 (-13.81%)	$350,508 Land $67,758 Building $282,750	$350,508 Land $67,758 Building $282,750
2024	$2,057.00
2023		$300,431 Land $62,753 Building $237,678	$300,431 Land $62,753 Building $237,678
2022	$425.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2502 Lucia Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2502 Lucia Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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