2502 Elder Dr, Owensboro, KY 42301 Property Records

Daviess County property record for 2502 Elder Dr, Owensboro, KY 42301

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 810 sqft · built 1991
Lot Size0.073 acres (3,196 sqft)
Owner2 Individual Names on File
Tax Bill$989 (2025)
Deeds & MortgagesSep 2005 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN004-25-05-042-00-000

Property Details

APN / Parcel Number

Primary APN004-25-05-042-00-000
Alternative APN
  • 1418848

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area810 sqft Living Area

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialCombination
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area3,196 sqft (0.073 acres)
Lot Dimensions94 ft deep x 34 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address2502 ELDER DR
CityOWENSBORO
StateKY
Zip42301-6521
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2502 ELDER DR
Legal SubdivisionWINDSONG
Legal Lot Number90
JurisdictionDAVIESS KY
Township / Civil DivisionUTICA-STANLEY
Census Block Group2
Census Block2012
Census Tract1701

Owner

2502 Elder Dr is owned and occupied by two individuals.

Source: Daviess County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address2502 ELDER DR, OWENSBORO, KY 42301-6521
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

September 2005: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDAVIESS KY
Recording DateSep 6, 2005
Property Address2502 ELDER DR, OWENSBORO, KY 42301-6521
Document Number000804/967
Book / Page0804 / 967
Map ReferenceMB16 PG61
Instrument DateAug 23, 2005
Instrument2005-00015749
Transaction TypeTransfer
Record UpdatedMar 13, 2026
Title CompanyFIRST AMERICAN TITLE INSURAN

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$70.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2507 ELDER DR, OWENSBORO, KY 42301-6523

Transferred To (Grantee/Buyer)

NameVerified Name
Address2502 ELDER DR, OWENSBORO, KY 42301-6521

Mortgage

Document Number001452/145
DateSep 6, 2005
Book Page1452/145
Instrument2005-00015750
Lender
NameBRANCH BANKING AND TRUST CO
TypeBank
AddressWILSON, NC 27893
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 2502 Elder Dr was $989.

Source: Daviess County assessment roll, as of May 8, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyDaviess County
MunicipalityOwensboro City
Unified School DistrictDaviess County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$96,000 (-)$96,000 (-)
2025$989.00$96,000 Land $15,000 Building $81,000$96,000 Land $15,000 Building $81,000
2023$77,300 (-)$77,300 (-)
2022$204.00$77,300$77,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2502 Elder Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims5 (2010–2025)
Claims Outside the SFHA1 of 5
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2502 Elder Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOWENSBORO MUNICIPAL UTILITIES
serves 60,473 people · EPA ID KY0300336
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Watch TV
Fixed Wireless
100 / 20

May also be available: AT&T, Owensboro Municipal Utilities.

Nearby Properties on Elder Dr

Nearby Streets

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