2502 Chateau Dr, Lutz, FL 33559 Property Records

Hillsborough County property record for 2502 Chateau Dr, Lutz, FL 33559

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,944 sqft · built 1981
Lot Size0.542 acres (23,590 sqft)
Owner2 Individual Names on Record
Last Sale$330,100 (Aug 2020)
Tax Bill$4,834 (2025)
Deeds & MortgagesAug 2021 Mortgage
Aug 2022 Second Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN032975-7002

Property Details

APN / Parcel Number

Primary APN032975-7002
Alternative APN
  • U05271919G000001000010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,944 sqft Living Area
Gross Area2,684 sqft
1st Floor Area1,748 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 2003
Architectural StyleContemporary
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area23,590 sqft (0.542 acres)
Lot Dimensions220 ft deep x 109 ft wide
Garage TypeAttached
Garage Area520 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area408 sqft
PorchFlorida Room
Porch Area496 sqft
Deck AreaDeck Area
Patio Area120 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0329757002
Street Address2502 CHATEAU DR
CityLUTZ
StateFL
Zip33559-4005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSC-2
Legal DescriptionBORDEAUX ESTATES LOT 1 BLOCK 1
Legal Range19E
Legal Township27S
Legal Section05
Legal SubdivisionBORDEAUX ESTATES
Legal Tract19G
Legal Block1
Legal Lot Number1
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionTAMPA
Census Block Group1
Census Block1000
Census Tract11006

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2502 CHATEAU DR, LUTZ, FL 33559-4005
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2021Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Aug 19, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
TD BANK NA
Jul 17, 2025Deed of Trust, Mortgage · Line of Credit
DFCU FINANCIAL
Aug 5, 2020Warranty Deed, Transfer · FHA Mortgage
GERSHMAN INVESTMENT CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 5, 2020 · Amount on Record
Deed SaleAug 5, 2020 · Amount on Record
Prior SaleDec 4, 1996 · Amount on Record
Deed Document Number2020317315
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address2502 CHATEAU DR, LUTZ, FL 33559-4005
Transaction TypeMortgage
Record UpdatedDec 18, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2502 CHATEAU DR, LUTZ, FL 33559-4005

Mortgage

Document Number0000439452
DateAug 30, 2021
Instrument2021439452
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address2502 CHATEAU DR, LUTZ, FL 33559-4005
Transaction TypeMortgage
Record UpdatedDec 18, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2502 CHATEAU DR, LUTZ, FL 33559-4005

Mortgage

Document Number0000409587
DateAug 19, 2022
Instrument2022409587
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueAug 13, 2052

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address2502 CHATEAU DR, LUTZ, FL 33559-4005
Transaction TypeMortgage
Record UpdatedDec 18, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2502 CHATEAU DR, LUTZ, FL 33559-4005

Mortgage

Document Number0000309510
DateJul 17, 2025
Instrument2025309510
Lender
NameDFCU FINANCIAL
TypeCredit Union
AddressDEARBORN, MI 48126
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateAug 5, 2020
Property Address2502 CHATEAU DR, LUTZ, FL 33559-4005
Document Number0000317315
Map ReferenceMB 49 PG 48-1
Instrument DateJul 28, 2020
Instrument2020317315
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,310.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11465 W PRIEST LN, 11465, HOMOSASSA, FL 34448-4340

Transferred To (Grantee/Buyer)

NameVerified Name
Address2502 CHATEAU DR, LUTZ, FL 33559-4005

Mortgage

Document Number0000317316
DateAug 5, 2020
Instrument2020317316
Lender
NameGERSHMAN INVESTMENT CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$281,336 (+2.7%)$353,857 (-2.06%) Land $121,099 Building $232,758
2025$4,834.00 (+12.84%) Homeowner's exemption$273,940 (+5.99%)$361,298 (+8.48%) Land $121,099 Building $240,199
2023$4,284.00 (+4.79%) Homeowner's exemption$258,466 (+3%)$333,058 (+4.55%) Land $121,099 Building $211,959
2022$4,088.00 Homeowner's exemption$250,938$318,554 Land $84,769 Building $233,785

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 53 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies53 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 45% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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