Midland County property record for 2502 Charles, Midland, MI 48642
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,248 sqft · built 1975 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $136,000 (Jan 2022) |
| Tax Bill | $1,817 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Aug 2017 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-23-30-432 |
| Primary APN | 14-23-30-432 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| 1st Floor Area | 1,248 sqft |
| Basement Area | 1,248 sqft |
| Unfinished Basement | 1,248 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Lot Area | 18,731 sqft (0.43 acres) |
| Lot Dimensions | 219 ft deep x 85 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 2502 CHARLES |
|---|---|
| City | MIDLAND |
| State | MI |
| Zip | 48642-4934 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Description | W 85.33 FT OF LOT 2 WILLIAMS SUB |
| Legal Subdivision | WILLIAMS SUB |
| Legal Lot Number | 2 |
| Jurisdiction | MIDLAND MI |
| Township / Civil Division | MIDLAND |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 290600 |
2502 Charles is owned and occupied by two individuals who bought it in January 2022.
Source: Midland County records, as of August 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2502 CHARLES, MIDLAND, MI 48642-4934 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 26, 2022 | Warranty Deed, Transfer · Conventional Mortgage DOW CHEMICAL EMPLOYEES CU |
| Aug 3, 2017 | Intrafamily Transfer, Transfer |
| Aug 3, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 26, 2022 · Amount on File |
| Deed Sale | Jan 26, 2022 · Amount on File |
| Prior Sale | Aug 3, 2017 · Amount on File |
| Deed Book / Page | 1653 / 1034 |
| Prior Transfer Date | Jul 31, 2017 |
| Prior Transfer Doc | 1608/0144 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Jan 26, 2022 |
| Property Address | 2502 CHARLES, MIDLAND, MI 48642-4934 |
| Document Number | 01653/1034 |
| Book / Page | 1653 / 1034 |
| Map Reference | LB B PG 1 |
| Instrument Date | Nov 22, 2021 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,020.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2502 CHARLES, 2502, MIDLAND, MI 48642-4934 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 6829 WEGNER RD, SAGINAW, MI 48609-6859 |
| Document Number | 0016531035 |
|---|---|
| Date | Jan 26, 2022 |
| Instrument | 1653/1035 |
| Name | DOW CHEMICAL EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Aug 3, 2017 |
| Property Address | 2502 CHARLES, MIDLAND, MI 48642-4934 |
| Document Number | 1608/0144 |
| Book / Page | 1608 / 0144 |
| Instrument Date | Jul 31, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2502 CHARLES, 2502, MIDLAND, MI 48642-4934 |
| Name | Verified Name |
|---|---|
| Address | 2502 CHARLES, MIDLAND, MI 48642-4934 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | Aug 3, 2017 |
| Property Address | 2502 CHARLES, MIDLAND, MI 48642-4934 |
| Document Number | 1608/0142 |
| Book / Page | 1608 / 0142 |
| Map Reference | LB B PG 1 |
| Instrument Date | Jul 31, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2502 CHARLES, 2502, MIDLAND, MI 48642-4934 |
| Name | Verified Name |
|---|---|
| Address | 4823 S SAGINAW RD, FREELAND, MI 48623-9601 |
The 2025 property tax bill for 2502 Charles was $1,817 with a homeowner's exemption, up 1.1% from the year before.
Source: Midland County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Midland County |
| Municipality | Midland City |
| Unified School District | Midland Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $74,100 (+4.81%) | $148,200 (+4.81%) | |
| 2025 | $1,817.00 (+1.06%) Homeowner's exemption | $70,700 | $141,400 |
| 2024 | $1,798.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2502 Charles in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2502 Charles is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370 |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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