2502 Carr St, Palatka, FL 32177 Property Records

Putnam County property record for 2502 Carr St, Palatka, FL 32177

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,555 sqft · built 1954
Lot Size	0.25 acres (10,890 sqft)
Owner	Company Name on File
Last Sale	$160,000 (Apr 2022)
Tax Bill	$3,914 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Apr 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`12-10-26-8450-0000-0600`

Property Details

APN / Parcel Number

Primary APN	`12-10-26-8450-0000-0600`
Alternative APN	`61260`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Building Area	1,555 sqft Living Area
1st Floor Area	1,555 sqft
Flooring	Wood

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1983
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	124 ft deep x 60 ft wide
Porch	Finished/Open Porch
Porch Area	159 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	61260
Street Address	2502 CARR ST
City	PALATKA
State	FL
Zip	32177-4212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SARATOGA ESTATES S/D MB4 P3, W 25FT OF LOT 5 + ALL OF LOT 6
Legal Range	26E
Legal Township	10S
Legal Section	12
Legal Subdivision	SARATOGA ESTATES SUB
Legal Lot Number	60
Jurisdiction	PUTNAM FL
Township / Civil Division	PALATKA
Census Block Group	4
Census Block	4052
Census Tract	950700

Owner

2502 Carr St is owned by a company that bought it in April 2022.

Source: Putnam County records, as of April 14, 2026

Owner of Record	Company Name on File
Mailing Address	225 RIVER DR, EAST PALATKA, FL 32131-4033
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2022	Deed of Trust, Mortgage · Commercial Mortgage LENDINGONE LLC
Apr 25, 2022	Warranty Deed, Transfer GUARANTY TITLE COMPANY/PALATKA, GUARANTY TITLE CO OF PALATKA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 2022 · Amount on File
Deed Sale	Apr 25, 2022 · Amount on File
Deed Document Number	202210029
Deed Book / Page	1665 / 1730
Prior Transfer Date	Sep 3, 2014
Prior Transfer Doc	0000802594
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM FL
Property Address	2502 CARR ST, PALATKA, FL 32177-4212
Transaction Type	Mortgage
Record Updated	Feb 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 RIVER DR, EAST PALATKA, FL 32131-4033

Mortgage

Document Number	0016861786
Date	Oct 11, 2022
Book Page	1686/1786
Instrument	202254024523

Lender

Name	LENDINGONE LLC
Type	Lending Institution
Address	PALM BAY, FL 32905

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	19 Months
Due	May 1, 2024

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Apr 25, 2022
Property Address	2502 CARR ST, PALATKA, FL 32177-4212
Document Number	0016651730
Book / Page	1665 / 1730
Map Reference	MB 4 PG 3
Instrument Date	Apr 18, 2022
Instrument	202254010029
Transaction Type	Transfer
Record Updated	Feb 14, 2023
Title Company	GUARANTY TITLE COMPANY/PALATKA, GUARANTY TITLE CO OF PALATKA

Transaction

Amount	Amount on Record
Tax	$1,120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2109 CROWN DR, ST AUGUSTINE, FL 32092-3608

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	225 RIVER DR, EAST PALATKA, FL 32131-4033
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2502 Carr St was $3,914.

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Municipality	Palatka City
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,914.00	$149,260 Land $19,440 Building $129,820	$149,260 Land $19,440 Building $129,820
2023	$3,832.00 (+257.46%)	$151,130 (+160.75%)	$151,130 (+25.38%) Land $14,580 Building $136,550
2022	$1,072.00 Senior Citizen's exemption	$57,960	$120,540 Land $10,690 Building $109,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2502 Carr St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2502 Carr St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	R.C. WILLIS WTP (CITY OF PALATKA) serves 11,900 people · EPA ID FL2544260
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	17 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: Verizon.

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