2502 Brown Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 2502 Brown Dr, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,087 sqft · built 1987
Lot Size	0.114 acres (4,984 sqft)
Owner	2 Individual Names on File
Last Sale	$630,000 (Jun 2018)
Tax Bill	$9,316 (2025)
Deeds & Mortgages	Jun 2018 Sale & Mortgage Jan 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`481-620-09-00`

Property Details

APN / Parcel Number

Primary APN	`481-620-09-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,087 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Stucco
Roof Material	Tile
Lot Area	4,984 sqft (0.114 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2502 BROWN DR
City	EL CAJON
State	CA
Zip	92020-1766
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-9
Legal Description	LOT 9 TR 010960
Legal Subdivision	FLETCHER HIGHLANDS
Legal Tract	010960
Legal Block	3
Legal Lot Number	9
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3003
Census Tract	16201

Owner

2502 Brown Dr is owned and occupied by two individuals who bought it in June 2018.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 262000, SAN DIEGO, CA 92196-2000
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2018	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jan 5, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2018 · Amount on File
Deed Sale	Jun 29, 2018 · Amount on File
Prior Sale	Jun 13, 1990 · Amount on File
Deed Document Number	2018268028
Prior Transfer Date	Oct 30, 1998
Prior Transfer Doc	0000732955
Record Updated	Oct 29, 2026

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 29, 2018
Property Address	2502 BROWN DR, EL CAJON, CA 92020-1766
Document Number	0000268028
Instrument Date	Jun 5, 2018
Instrument	268028
Transaction Type	Transfer
Record Updated	Jul 6, 2018
Title Company	CHICAGO TITLE COMPANY-SD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$693.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 262000 SAN DIEGO CA 921962000, SAN DIEGO, CA 92196-2000

Mortgage

Document Number	268029
Date	Jun 29, 2018
Instrument	268029

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2048

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2502 BROWN DR, EL CAJON, CA 92020-1766
Document Number	0000014319
Instrument Date	Jan 5, 2018
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2502 BROWN DR EL CAJON CA 920201766, EL CAJON, CA 92020-1766

Mortgage

Document Number	0000014319
Date	Jan 12, 2018
Instrument	14319

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2502 Brown Dr was $9,316 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$731,161 (+2%) Land $210,612 Building $520,549
2025	$9,316.00 Homeowner's exemption	$716,826 Land $206,483 Building $510,343
2023	$8,744.00 (+0.18%) Homeowner's exemption	$688,993 Land $198,466 Building $490,527
2022	$8,728.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2502 Brown Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1980–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2502 Brown Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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