Osceola County property record for 2502 Bross Dr, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2005 |
| Square Footage | 2,390 sqft Heated Area |
| Lot Size | 18,861 sqft (0.432 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $260,900 (2016) |
| Tax Bill | $712.00 (2025) |
| Primary APN | 072531388500011470 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,390 sqft Heated Area |
| Gross Area | 3,371 sqft Gross Area |
| 1st Floor | 2,390 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 18,861 sqft (0.432 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 667 sqft Garage |
| Fence | Fence |
| Porch | Open Porch |
| Porch Area | 314 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 2502 BROSS DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7973 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LAKE POINTE PB 16 PGS 90-92 LOT 147 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 07 |
| Legal Subdivision | LAKE POINTE |
| Legal Tract | 3885 |
| Legal Block | 1 |
| Legal Lot Number | 147 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1007 |
| Census Tract | 43600 |
Source: Osceola County records · APN 072531388500011470
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2502 BROSS DR, SAINT CLOUD, FL 34771-7973 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 14, 2022 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Jul 21, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Mar 13, 2018 | Deed of Trust, Mortgage · Veterans Administration Mortgage RP FUNDING INC |
| Jul 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 16, 2016 · Amount on Record |
| Deed Sale | Mar 16, 2016 · Amount on Record |
| Prior Sale | Oct 03, 2008 · Amount on Record |
| Deed Doc Number | 0004941630 |
| Deed Book / Page | 3745 / 1515 |
| Prior Transfer Date | Aug 26, 2015 |
| Prior Transfer Doc | 2015127375 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2502 BROSS DR, SAINT CLOUD, FL 34771-7973 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 2502 BROSS DR, SAINT CLOUD, FL 34771-7973 |
| Document Number | 0061291156 |
|---|---|
| Date | Jan 14, 2022 |
| Book Page | 6129/1156 |
| Instrument | 2022007678 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 13, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2502 BROSS DR, SAINT CLOUD, FL 34771-7973 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2502 BROSS DR, SAINT CLOUD, FL 34771-7973 |
| Document Number | 0060070117 |
|---|---|
| Date | Jul 21, 2021 |
| Book Page | 6007/117 |
| Instrument | 2021113272 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 324 Months |
| Due | Jul 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2502 BROSS DR, SAINT CLOUD, FL 34771-7973 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0053002026 |
|---|---|
| Date | Mar 13, 2018 |
| Book Page | 5300/2026 |
| Instrument | 2018041737 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | MAITLAND, FL 32751 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 2502 BROSS DR, SAINT CLOUD, FL 34771-7973 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0057551398 |
|---|---|
| Date | Jul 15, 2020 |
| Book Page | 5755/1398 |
| Instrument | 2020092606 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 333 Months |
| Due | Apr 01, 2048 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $712.00 (+14.65%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $223,301 (+5.99%) | $439,100 (-2.98%) Land $90,000 Building $349,100 |
| 2023 | $621.00 (+7.81%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $210,688 (+3%) | $452,600 (+16.68%) Land $90,000 Building $362,600 |
| 2022 | $576.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $204,552 | $387,900 Land $80,000 Building $307,900 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Moderate above 67% of the US · above 46% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 402 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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