Douglas County property record for 25010 Mason St, Waterloo, NE 68069
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 3.5 ba · 4,439 sqft · built 2005 |
| Lot Size | 0.656 acres (28,575 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,690,000 (Jul 2026) |
| Tax Bill | $15,707 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Dec 2025 Second Mortgage + 2 more |
| Flood Zone | Zone AO (high risk) |
| APN | 2450-0372-25 |
| Primary APN | 2450-0372-25 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 4,439 sqft Living Area |
| Gross Area | 7,874 sqft |
| 1st Floor Area | 2,384 sqft |
| Basement Area | 3,429 sqft |
| Finished Basement | 2,055 sqft |
| Unfinished Basement | 1,374 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 28,575 sqft (0.656 acres) |
| Lot Width | 105 ft Width |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 1,058 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 680 sqft |
| Porch | Covered Slab |
| Porch Area | 1,568 sqft |
| Deck Area | 280 sqft |
| Patio Area | 716 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R2524500372 |
|---|---|
| Street Address | 25010 MASON ST |
| City | WATERLOO |
| State | NE |
| Zip | 68069-4444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | WEST SHORES LOT 132 BLOCK 0 IRREG |
| Legal Subdivision | WEST SHORES |
| Legal Lot Number | 132 |
| Jurisdiction | DOUGLAS NE |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 7508 |
Source: Douglas County records, as of August 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 25010 MASON ST, WATERLOO, NE 68069-4444 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jul 2, 2026 | Deed, Transfer · Conventional Mortgage PINNACLE BANK |
| Dec 1, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VERIDIAN CU |
| Nov 26, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VERIDIAN CU |
| Apr 27, 2020 | Deed of Trust, Mortgage · Line of Credit ACCESS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2026 · Amount on Record |
| Deed Sale | Jul 2, 2026 · Amount on Record |
| Prior Sale | Apr 29, 2016 |
| Deed Document Number | 202656939 |
| Prior Transfer Date | Apr 1, 2016 |
| Prior Transfer Doc | 0000031654 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Jul 2, 2026 |
| Property Address | 25010 MASON ST, WATERLOO, NE 68069-4444 |
| Document Number | 0000056939 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 202656939 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | GREEN TITLE AND ESCROW, GREEN TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $396,000.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 25010 MASON ST, WATERLOO, NE 68069-4444 |
| Document Number | 0000056940, |
|---|---|
| Date | Jul 2, 2026 |
| Instrument | 202656940 |
| Name | PINNACLE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 25010 MASON ST, WATERLOO, NE 68069-4444 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000097463 |
|---|---|
| Date | Dec 1, 2025 |
| Instrument | 2025097463 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Nov 26, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 25010 MASON ST, WATERLOO, NE 68069-4444 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000096933 |
|---|---|
| Date | Nov 26, 2025 |
| Instrument | 2025096933 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Dec 10, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 25010 MASON ST, WATERLOO, NE 68069-4444 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000038273 |
|---|---|
| Date | Apr 27, 2020 |
| Instrument | 2020038273 |
| Name | ACCESS BANK |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68114 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Douglas County assessment roll, as of October 14, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Douglas County |
| Unified School District | Douglas County West Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,707.00 (-0.97%) | $1,283,100 (+22.93%) Land $245,100 Building $1,038,000 | $1,283,100 (+22.93%) Land $245,100 Building $1,038,000 |
| 2024 | $15,861.00 (-5.81%) | ||
| 2023 | $16,839.00 (-10.09%) | $1,043,800 Land $245,100 Building $798,700 | $1,043,800 Land $245,100 Building $798,700 |
| 2022 | $18,729.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 75 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 75 in force |
| Nearby Flood Claims | 62 (1978–2019) |
| Claims Outside the SFHA | 5 of 62 |
| Most Recent Claim | Mar 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 88% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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