2501 Stevens Mill Rd, Matthews, NC 28104 Property Records

Mecklenburg County property record for 2501 Stevens Mill Rd, Matthews, NC 28104

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 3,088 sqft · built 1973
Lot Size	3.12 acres (135,907 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Apr 2011)
Tax Bill	$4,357 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`215-121-12`

Property Details

APN / Parcel Number

Primary APN	`215-121-12`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	3,088 sqft Living Area
Gross Area	4,827 sqft
1st Floor Area	3,088 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	135,907 sqft (3.12 acres)
View / Lot	Rural
Garage Type	Attached
Garage Area	1,739 sqft
Porch	Finished/Open Porch
Porch Area	90 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	2501 STEVENS MILL RD
City	MATTHEWS
State	NC
Zip	28104-4143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Block	1
Legal Lot Number	12
Jurisdiction	MECKLENBURG NC
Township / Civil Division	13, MORNING STAR
Census Block Group	2
Census Block	2021
Census Tract	5712

Owner

2501 Stevens Mill Rd is owned and occupied by an individual who acquired it in July 2022.

Source: Mecklenburg County records, as of September 11, 2026

Owner of Record	Individual Name on File
Mailing Address	2501 STEVENS MILL RD, MATTHEWS, NC 28104-4143
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE
Jul 25, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2011 · Amount on File
Deed Sale	Apr 1, 2011 · Amount on File
Deed Document Number	201138698
Deed Book / Page	26395 / 578
Last Transfer Date	Jul 20, 2022
Transfer Doc	0000108054
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Recording Date	Aug 27, 2026
Property Address	2501 STEVENS MILL RD, MATTHEWS, NC 28104-4143
Document Number	0000092547
Book / Page	40676 / 832
Instrument Date	Aug 21, 2026
Instrument	202692547
Transaction Type	Mortgage
Record Updated	Sep 11, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2501 STEVENS MILL RD, MATTHEWS, NC 28104-4143

Mortgage

Document Number	0000092547,
Date	Aug 27, 2026
Book Page	40676/832
Instrument	202692547

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 16, 2056

Interest

Max Rate	-1%

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 25, 2022
Property Address	2501 STEVENS MILL RD, MATTHEWS, NC 28104-4143
Document Number	0000108054
Book / Page	37522 / 775
Instrument Date	Jul 20, 2022
Instrument	2022108054
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2501 STEVENS MILL RD, MATTHEWS, NC 28104-4143

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2501 STEVENS MILL RD, MATTHEWS, NC 28104-4143

Mortgage

Document Number	0000108055
Date	Jul 25, 2022
Instrument	2022108055

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 2501 Stevens Mill Rd was $4,357.

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Matthews Town
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,357.00	$557,200 Land $252,600 Building $304,600	$557,200 Land $252,600 Building $304,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2501 Stevens Mill Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2501 Stevens Mill Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Windstream.

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