2501 Carroll St, Monroe, NC 28110 Property Records

Union County property record for 2501 Carroll St, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	2 bd · 1.5 ba · 1,064 sqft · built 1960
Lot Size	0.45 acres (19,602 sqft)
Owner	Company Name on File
Last Sale	$177,000 (Apr 2019)
Tax Bill	$2,117 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Dec 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-301-140`

Property Details

APN / Parcel Number

Primary APN	`09-301-140`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,064 sqft Living Area
Gross Area	1,120 sqft
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,602 sqft (0.45 acres)
Porch	Slab
Porch Area	256 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2501 CARROLL ST
City	MONROE
State	NC
Zip	28110-8410
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-20 MONRO
Legal Description	#137 BRIARWOOD ACRES 8624-324
Legal Subdivision	SURVEY OF PROPERTY OF WILLIE AND ELOISE
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1012
Census Tract	20405

Owner

2501 Carroll St, a rural home, is owned by a company that bought it in April 2019.

Source: Union County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	7006 CAMROSE CROSSING LN, MATTHEWS, NC 28104-6862
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2023	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY FIRST BANK
Dec 13, 2022	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY FIRST BANK
Dec 14, 2022	Warranty Deed, Transfer
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage CASHCALL
Apr 8, 2019	Warranty Deed, Transfer · Conventional Mortgage CASHCALL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2019 · Amount on File
Deed Sale	Apr 8, 2019 · Amount on File
Prior Sale	Sep 2, 2014 · Amount on File
Deed Document Number	20198989
Deed Book / Page	7345 / 807
Prior Transfer Date	Nov 5, 2010
Prior Transfer Doc	5465485
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2501 CARROLL ST, MONROE, NC 28110-8410
Transaction Type	Mortgage
Record Updated	Feb 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7006 CAMROSE CROSSING LN, MATTHEWS, NC 28104-6862

Mortgage

Document Number	0008650189
Date	Feb 3, 2023
Book Page	8650/189
Instrument	2555

Lender

Name	COMMUNITY FIRST BANK
Type	Bank
Address	CHARLOTTE, NC 28217

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2501 CARROLL ST, MONROE, NC 28110-8410
Transaction Type	Mortgage
Record Updated	Dec 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7006 CAMROSE CROSSING LN, MATTHEWS, NC 28104-6862

Mortgage

Document Number	0008623909
Date	Dec 13, 2022
Book Page	8623/909
Instrument	40667

Lender

Name	COMMUNITY FIRST BANK
Type	Bank
Address	CHARLOTTE, NC 28217

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Dec 14, 2022
Property Address	2501 CARROLL ST, MONROE, NC 28110-8410
Document Number	0008624324
Book / Page	8624 / 324
Instrument Date	Dec 13, 2022
Instrument	40726
Transaction Type	Transfer
Record Updated	Dec 27, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7006 CAMROSE CROSSING LN, MATTHEWS, NC 28104-6862

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7006 CAMROSE CROSSING LN, MATTHEWS, NC 28104-6862

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2501 CARROLL ST, MONROE, NC 28110-8410
Document Number	7787129
Instrument Date	Aug 25, 2020
Transaction Type	Mortgage
Record Updated	Sep 29, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2501 CARROLL ST MONROE NC 281108410, MONROE, NC 28110-8410

Mortgage

Document Number	7787129
Date	Aug 26, 2020
Book Page	007787/000129
Instrument	33370

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 25, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 8, 2019
Property Address	2501 CARROLL ST, MONROE, NC 28110-8410
Document Number	7345807
Book / Page	007345 / 000807
Instrument Date	Apr 5, 2019
Instrument	8989
Transaction Type	Transfer
Record Updated	Apr 22, 2019
Title Company	AUSTIN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$354.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7006 CAMROSE CROSSING LN MATTHEWS NC 281046862, MATTHEWS, NC 28104-6862

Mortgage

Document Number	7345810
Date	Apr 8, 2019
Book Page	007345/000810
Instrument	8990

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 7, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2501 Carroll St was $2,117.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$242,200 (-) Land $53,700 Building $188,500	$242,200 (-) Land $53,700 Building $188,500
2025	$2,117.00	$242,200 Land $53,700 Building $188,500	$242,200 Land $53,700 Building $188,500
2023	$1,615.00	$148,100 Land $32,100 Building $116,000	$148,100 Land $32,100 Building $116,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2501 Carroll St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2501 Carroll St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Ripple Fiber.

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