2501 Cairo Rd, Gallatin, TN 37066 Property Records

Sumner County property record for 2501 Cairo Rd, Gallatin, TN 37066

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,995 sqft · built 1900
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Jun 2009)
Tax Bill	$2,077 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`083133 03100`

Property Details

APN / Parcel Number

Primary APN	`083133 03100`
Alternative APN	`133 03100`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	1,995 sqft Living Area
Gross Area	3,211 sqft
1st Floor Area	1,281 sqft
Upper Floors Area	714 sqft
Basement Area	1,281 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1974
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	220 ft deep x 85 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	608 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	608 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2501 CAIRO RD
City	GALLATIN
State	TN
Zip	37066-8410
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	DISTRICT: 02, COUNTY AREA: V01
Jurisdiction	SUMNER TN
Township / Civil Division	3
Census Block Group	1
Census Block	1032
Census Tract	20603

Owner

2501 Cairo Rd is owned by an individual who acquired it in January 2012.

Source: Sumner County records, as of January 21, 2026

Owner of Record	Individual Name on File
Mailing Address	2500 8TH AVE S, NASHVILLE, TN 37204-2492
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Deed of Trust, Mortgage · Line of Credit COGENT BANK
Jan 27, 2022	Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK
Feb 22, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2009 · Amount on File
Deed Sale	Jun 19, 2009 · Amount on File
Prior Sale	Feb 5, 2008 · Amount on File
Deed Document Number	2009921302
Deed Book / Page	3147 / 79
Last Transfer Date	Jan 23, 2012
Transfer Doc	0035300818
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	2501 CAIRO RD, GALLATIN, TN 37066-8410
Transaction Type	Mortgage
Record Updated	May 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2501 CAIRO RD, GALLATIN, TN 37066-8410

Mortgage

Document Number	0059070850
Date	Apr 4, 2022
Book Page	5907/850
Instrument	1410004

Lender

Name	COGENT BANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Mar 3, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMNER TN
Property Address	2501 CAIRO RD, GALLATIN, TN 37066-8410
Transaction Type	Mortgage
Record Updated	Mar 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058480617
Date	Jan 27, 2022
Book Page	5848/617
Instrument	1401072

Lender

Name	COGENT BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2037

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUMNER TN
Recording Date	Feb 22, 2022
Property Address	2501 CAIRO RD, GALLATIN, TN 37066-8410
Document Number	0058680520
Book / Page	5868 / 520
Map Reference	MB 223 PG 809
Instrument Date	Feb 16, 2022
Instrument	1404167
Transaction Type	Transfer
Record Updated	Mar 31, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	653 NORENE RD, LEBANON, TN 37090-0858

Tax Assessment & Valuation

The 2025 property tax bill for 2501 Cairo Rd was $2,077.

Source: Sumner County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,077.00	$146,175 Land $87,500 Building $58,675
2024			$584,700 Land $350,000 Building $234,700
2023	$731.00 (-0.54%)	$32,475 (-) Land $11,600 Building $20,875
2022	$735.00	$32,475 Land $11,600 Building $20,875
2021			$129,900 Land $46,400 Building $83,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2501 Cairo Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	9 (2002–2019)
Claims Outside the SFHA	8 of 9
Most Recent Claim	Feb 2019 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2501 Cairo Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASTALIAN SPRINGS-BETHPAGE U.D. serves 14,555 people · EPA ID TN0000097
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cumberland Connect Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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