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2501 Bittle Way, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2501 Bittle Way, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,843 sqft · built 2019
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on File
Last Sale$270,000 (Aug 2019)
Tax Bill$4 (2025)
Deeds & MortgagesJul 2026 Mortgage
Oct 2025 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN09-26-30-0062-0001-0450

Property Details

APN / Parcel Number

Primary APN09-26-30-0062-0001-0450
Alternative APNs
  • 263009006200010450
  • 143321

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,843 sqft Living Area
Gross Area2,516 sqft
1st Floor Area1,843 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,583 sqft (0.22 acres)
Garage TypeAttached
Garage Area441 sqft
PorchFinished/Open Porch
Porch Area232 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2501 BITTLE WAY
CitySAINT CLOUD
StateFL
Zip34769-6543
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPINEWOOD GARDENS PB 19 PGS 1-7 LOT 45
Legal Range30E
Legal Township26S
Legal Section09
Legal SubdivisionPINEWOOD GARDENS
Legal Block1
Legal Lot Number45
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3010
Census Tract43208

Owner

Source: Osceola County records · APN 09-26-30-0062-0001-0450

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2501 BITTLE WAY, SAINT CLOUD, FL 34769-6543
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2026Deed of Trust, Mortgage · VA Mortgage
ACTS LENDING INC
Oct 07, 2025Deed of Trust, Mortgage · VA Mortgage
ACTIVE LINK INC
Aug 29, 2019Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
HOME AMERICAN MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 29, 2019 · Amount on Record
Deed SaleAug 29, 2019 · Amount on Record
Deed Document Number2019112657
Deed Book / Page5582 / 202
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Recording DateJul 10, 2026
Property Address2501 BITTLE WAY, SAINT CLOUD, FL 34769-6543
Document Number0000090640
Book / Page7002 / 886
Instrument DateJun 30, 2026
Instrument202690640
Transaction TypeMortgage
Record UpdatedJul 21, 2026
Title CompanyEQUITY PRIME MORTGAGE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2501 BITTLE WAY, SAINT CLOUD, FL 34769-6543

Mortgage

Document Number0000090640,
DateJul 10, 2026
Book Page7002/886
Instrument202690640
Lender
NameACTS LENDING INC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.48%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address2501 BITTLE WAY, SAINT CLOUD, FL 34769-6543
Transaction TypeMortgage
Record UpdatedOct 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2501 BITTLE WAY, SAINT CLOUD, FL 34769-6543

Mortgage

Document Number0068602489
DateOct 07, 2025
Book Page6860/2489
Instrument2025124087
Lender
NameACTIVE LINK INC
TypeMortgage Company
AddressTUSTIN, CA 92780
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

August 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 29, 2019
Property Address2501 BITTLE WAY, SAINT CLOUD, FL 34769-6543
Document Number0055820202
Book / Page5582 / 0202
Map ReferenceMB 19 PG 1-7
Instrument DateAug 27, 2019
Instrument2019112657
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 02, 2022
Title CompanyAMERICAN HOME T&E CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,890.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10255 FORTUNE PKWY # 15, 10255, JACKSONVILLE, FL 32256-6502

Transferred To (Grantee/Buyer)

NameVerified Name
Address2501 BITTLE WAY, SAINT CLOUD, FL 34769-6543

Mortgage

Document Number0005582203
DateAug 29, 2019
Instrument5582/203
Lender
NameHOME AMERICAN MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4.00 (-99.86%) Homeowner's exemption Veteran's exemption$259,155 (+5.99%)$342,900 (-3.41%) Land $70,000 Building $272,900
2023$2,895.00 (+0.07%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$244,517 (+3%)$355,000 (+14.15%) Land $58,000 Building $297,000
2022$2,893.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$237,396$311,000 Land $58,000 Building $253,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies25 in force

Wildfire

Wildfire RiskModerate
above 51% of the US · lower than 78% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

Based on FCC filings for 300 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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