2501 38th Ave S, Fargo, ND 58104 Property Records

Cass County property record for 2501 38th Ave S, Fargo, ND 58104

Property Summary

Property Type	Single Family Home
Details	2,192 sqft · built 1991
Lot Size	0.626 acres (27,250 sqft)
Owner	Individual Name on File
Last Sale	$312,000 (Jun 2017)
Tax Bill	$3,906 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`01-2920-00770-000`

Property Details

APN / Parcel Number

Primary APN	`01-2920-00770-000`

Interior

Building Area	2,192 sqft Living Area
1st Floor Area	1,488 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Split Level
Lot Area	27,250 sqft (0.626 acres)
Lot Dimensions	161 ft deep x 78 ft wide

Location & Zoning

Street Address	2501 38TH AVE S
City	FARGO
State	ND
Zip	58104-7001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	LOT: 1 BLOCK: 5 ADDITION: STONEBRIDGE FARMS ADDITIONAL: STONEBRIDGE FARMS LOT 1 BLK 5
Legal Subdivision	STONEBRIDGE FARMS
Legal Block	5
Legal Lot Number	1
Jurisdiction	CASS ND
Township / Civil Division	FARGO
Census Block Group	1
Census Block	1004
Census Tract	10303

Owner

2501 38th Ave S is owned and occupied by an individual who bought it in June 2017.

Source: Cass County records, as of April 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2501 38TH AVE S, FARGO, ND 58104-7001
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage GATE CITY BANK
Jun 12, 2017	Warranty Deed, Transfer · Conventional Mortgage GATE CITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2017 · Amount on File
Deed Sale	Jun 12, 2017 · Amount on File
Prior Sale	Aug 30, 2006 · Amount on File
Deed Document Number	20171512296
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	2501 38TH AVE S, FARGO, ND 58104-7001
Transaction Type	Mortgage
Record Updated	Apr 26, 2024
Title Company	THE TITLE SERVICES GROUP, THE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001626709
Date	Mar 26, 2021
Instrument	1626709

Lender

Name	GATE CITY BANK
Type	Bank
Address	FARGO, ND 58102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Jun 12, 2017
Property Address	2501 38TH AVE S, FARGO, ND 58104-7001
Document Number	0001512296
Instrument Date	Jun 9, 2017
Instrument	1512296
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2501 38TH AVE S, FARGO, ND 58104-7001

Mortgage

Document Number	0001512297
Date	Jun 12, 2017
Instrument	1512297

Lender

Name	GATE CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2501 38th Ave S was $3,906.

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Fargo City
Unified School District	Fargo Public School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,906.00	$202,150 Land $62,500 Building $139,650	$404,300 Land $125,000 Building $279,300
2023	$5,161.00	$192,950 Land $62,500 Building $130,450	$385,900 Land $125,000 Building $260,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2501 38th Ave S in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 49 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	7 (1997–2025)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Aug 2025
Claims by Event	Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2501 38th Ave S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FARGO serves 120,762 people · EPA ID ND0900336
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Fidium Fiber.

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