2501 1st Ave, Schenectady, NY 12303 Property Records

Schenectady County and Rotterdam Town property record for 2501 1st Ave, Schenectady, NY 12303

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,262 sqft · built 1929
Lot Size0.28 acres (12,197 sqft)
OwnerIndividual Name on File
Last Sale$299,000 (Aug 2026)
Tax Bill$4,690 (2026)
Deeds & MortgagesAug 2026 Sale & Mortgage
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN422800 59.11-13-1

Property Details

APN / Parcel Number

Primary APN422800 59.11-13-1
Alternative APN
  • 280005901100130010000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,262 sqft Living Area
1st Floor Area841 sqft
Upper Floors Area421 sqft

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1960
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Lot Area12,197 sqft (0.28 acres)
Lot Dimensions150 ft deep x 80 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area200 sqft
Shed1 Shed
Shed Area60 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address2501 1ST AVE
CitySCHENECTADY
StateNY
Zip12303-3166
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionR,G STOODLEY-172,173 4.-329-8.A
Legal SubdivisionLOTS BELONGING TO ALFRED STOODLEY
Legal Block13
Legal Lot Number1.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group4
Census Block4008
Census Tract32901

Owner

2501 1st Ave is owned and occupied by an individual who bought it in August 2026.

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address1019 CONGRESS ST, SCHENECTADY, NY 12303-1701
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 4, 2026Warranty Deed, Transfer · FHA Mortgage
PRIME LENDING
Nov 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 4, 2026 · Amount on File
Deed SaleAug 4, 2026 · Amount on File
Deed Document Number202617382
Deed Book / Page2177 / 117
Prior Transfer DateSep 30, 2009
Prior Transfer Doc0000043443
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateAug 4, 2026
Property Address2501 1ST AVE, SCHENECTADY, NY 12303-3166
Document Number0000017382
Book / Page2177 / 117
Instrument DateJul 24, 2026
Instrument202617382
Transaction TypeTransfer
Record UpdatedAug 13, 2026
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$120,796.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1019 CONGRESS ST, SCHENECTADY, NY 12303-1701

Mortgage

Document Number0000017383,
DateAug 4, 2026
Instrument202617383
Lender
NamePRIME LENDING
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.75%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address2501 1ST AVE, SCHENECTADY, NY 12303-3166
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2501 1ST AVE, SCHENECTADY, NY 12303-3166

Mortgage

Document Number0000034965
DateNov 10, 2020
Book Page5038/898
Instrument202034965
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueNov 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 2501 1st Ave was $4,690 with a homeowner's exemption, up 2% from the year before.

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,690.00 (+2.02%) Homeowner's exemption
2025$4,597.00$125,000 Land $16,800 Building $108,200$192,300 Land $25,845 Building $166,455
2023$125,000 Land $16,800 Building $108,200$164,500 Land $22,109 Building $142,391

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2501 1st Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2501 1st Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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