Douglas County property record for 25009 Emile Cir, Waterloo, NE 68069
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 7 ba · 4,551 sqft · built 2020 |
| Lot Size | 0.767 acres (33,413 sqft) |
| Owner | Individual Name on File |
| Last Sale | $380,000 (Nov 2017) |
| Tax Bill | $24,023 (2024) |
| Deeds & Mortgages | Dec 2025 Line of Credit Mar 2018 Mortgage + 6 more |
| Flood Zone | Zone AO (high risk) |
| APN | R2524500392 |
| Primary APN | R2524500392 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 7 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,551 sqft Living Area |
| Basement Area | 5,248 sqft |
| Finished Basement | 2,379 sqft |
| Interior Walls | Wallboard/Drywall |
| Fire Sprinklers | Fire Sprinklers |
| Elevator | Elevator |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 33,413 sqft (0.767 acres) |
| Lot Width | 227 ft Width |
| Garage Type | Mixed |
| Garage Area | 1,761 sqft |
| Parking Spaces | 7 Parking Spaces |
| Pool Area | 900 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 145 sqft |
| Deck Area | 296 sqft |
| Patio Area | 192 sqft |
| Fence | Fence |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R2524500392 |
|---|---|
| Street Address | 25009 EMILE CIR |
| City | WATERLOO |
| State | NE |
| Zip | 68069-3411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WEST SHORES LOT 142 BLOCK 0 IRREG |
| Legal Subdivision | WEST SHORES |
| Legal Lot Number | 142 |
| Jurisdiction | DOUGLAS NE |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 7508 |
25009 Emile Cir is owned and occupied by an individual who bought it in November 2017.
Source: Douglas County records, as of March 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 25009 EMILE CIR, WATERLOO, NE 68069-3411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 15, 2025 | Deed of Trust, Mortgage · Line of Credit CORE BANK |
| Mar 26, 2018 | Deed of Trust, Mortgage · Commercial Mortgage FRONTIER BANK |
| May 21, 2019 | Deed of Trust, Mortgage · Construction Mortgage CORE BANK |
| Oct 7, 2020 | Deed of Trust, Mortgage · Line of Credit CORE BANK |
| Oct 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CORE BANK |
| May 20, 2020 | Loan Modification, Mortgage CORE BK |
| Nov 1, 2017 | Survivorship Deed, Transfer · Commercial Mortgage FIRST WESTROADS BANK INC |
| Oct 26, 2017 | Warranty Deed, Transfer · Commercial Mortgage FIRST WESTROADS BANK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2017 · Amount on File |
| Deed Sale | Nov 1, 2017 · Amount on File |
| Prior Sale | Oct 26, 2017 · Amount on File |
| Deed Document Number | 2017088224 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 25009 EMILE CIR, WATERLOO, NE 68069-3411 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 25009 EMILE CIR, WATERLOO, NE 68069-3411 |
| Document Number | 0000102305 |
|---|---|
| Date | Dec 15, 2025 |
| Instrument | 2025102305 |
| Name | CORE BANK |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68130 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 25009 EMILE CIR, WATERLOO, NE 68069-3411 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000021857 |
|---|---|
| Date | Mar 26, 2018 |
| Instrument | 2018021857 |
| Name | FRONTIER BANK |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68118 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 25009 EMILE CIR, WATERLOO, NE 68069-3411 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000034354 |
|---|---|
| Date | May 21, 2019 |
| Instrument | 2019034354 |
| Name | CORE BANK |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68118 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 25009 EMILE CIR, WATERLOO, NE 68069-3411 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000114155 |
|---|---|
| Date | Oct 7, 2020 |
| Instrument | 2020114155 |
| Name | CORE BANK |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68118 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 25009 EMILE CIR, WATERLOO, NE 68069-3411 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000114154 |
|---|---|
| Date | Oct 7, 2020 |
| Instrument | 2020114154 |
| Name | CORE BANK |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68118 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9.25% |
| Index | 1-Year CMT |
| Max Rate | 9.25% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Property Address | 25009 EMILE CIR, WATERLOO, NE 68069-3411 |
| Document Number | 0000051527 |
| Instrument Date | May 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1320 S 194TH ST OMAHA NE 681303786, OMAHA, NE 68130-3786 |
| Document Number | 0000051527 |
|---|---|
| Date | May 29, 2020 |
| Instrument | 51527 |
| Name | CORE BK |
|---|---|
| Type | Bank |
| Address | 17807 BURKE ST, OMAHA, NE 68118-2260 |
| Amount | Amount on Record |
|---|
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Nov 1, 2017 |
| Property Address | 25009 EMILE CIR, WATERLOO, NE 68069-3411 |
| Document Number | 2017088224 |
| Instrument Date | Oct 4, 2017 |
| Instrument | 2017088224 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Title Company | AMBASSADOR TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $855.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 00000 |
| Document Number | 2017088225 |
|---|---|
| Date | Nov 1, 2017 |
| Instrument | 2017088225 |
| Name | FIRST WESTROADS BANK INC |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DOUGLAS NE |
| Recording Date | Oct 26, 2017 |
| Property Address | 25009 EMILE CIR, WATERLOO, NE 68069-3411 |
| Document Number | 2017086212 |
| Instrument Date | Oct 3, 2017 |
| Instrument | 2017086212 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Title Company | AMBASSADOR TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $787.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Document Number | 2017086213 |
|---|---|
| Date | Oct 26, 2017 |
| Instrument | 2017086213 |
| Name | FIRST WESTROADS BANK INC |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Douglas County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Douglas County |
| Unified School District | Douglas County West Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,948,400 Land $355,900 Building $1,592,500 | $1,948,400 Land $355,900 Building $1,592,500 | |
| 2024 | $24,023.00 (-7.81%) | ||
| 2023 | $26,058.00 (-10.09%) | $1,615,300 Land $355,900 Building $1,259,400 | $1,615,300 Land $355,900 Building $1,259,400 |
| 2022 | $28,983.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 25009 Emile Cir in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 75 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 75 in force |
| Nearby Flood Claims | 62 (1978–2019) |
| Claims Outside the SFHA | 5 of 62 |
| Most Recent Claim | Mar 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 25009 Emile Cir has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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