25002 Bee Tree Rd, Henderson, MD 21640 Property Records

Caroline County property record for 25002 Bee Tree Rd, Henderson, MD 21640

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,482 sqft · built 1930
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Mar 2025)
Tax Bill	$1,136 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2017 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-007572`

Property Details

APN / Parcel Number

Primary APN	`01-007572`
Alternative APNs	`1007572` `007572`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,482 sqft Total Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	208 sqft
Deck Area	24 sqft
Shed	1 Shed
Shed Area	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	007572
Street Address	25002 BEE TREE RD
City	HENDERSON
State	MD
Zip	21640-1437
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	2.0 AC N/S BEE TREE RD NW OF HENDERSON
Jurisdiction	CAROLINE MD
Township / Civil Division	1, HENDERSON
Census Block Group	1
Census Block	1042
Census Tract	955000

Owner

Source: Caroline County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25002 BEE TREE RD, HENDERSON, MD 21640-1437
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 31, 2017	Grant Deed, Transfer · Construction Mortgage LANDSHARK LLC
Jan 21, 2017	Grant Deed, Transfer LAWYERS TRUST TITLE COMPANY, LAWYERS TR TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2025 · Amount on Record
Deed Sale	Mar 5, 2025 · Amount on Record
Prior Sale	Jan 31, 2017 · Amount on Record
Deed Book / Page	1718 / 138
Prior Transfer Date	Mar 30, 2016
Prior Transfer Doc	0012000118
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Recording Date	Jul 29, 2026
Property Address	25002 BEE TREE RD, HENDERSON, MD 21640-1437
Document Number	1799000430
Book / Page	1799 / 430
Instrument Date	Jul 22, 2026
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	25002 BEE TREE RD, HENDERSON, MD 21640-1437

Mortgage

Document Number	1799000430,
Date	Jul 29, 2026
Book Page	1799/430

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.49%
Max Rate	-1%

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAROLINE MD
Recording Date	Jan 31, 2017
Property Address	25002 BEE TREE RD, HENDERSON, MD 21640-1437
Document Number	0012430094
Book / Page	001243 / 000094
Instrument Date	Jan 31, 2017
Transaction Type	Transfer
Record Updated	Nov 18, 2020
Title Company	LAWYERS TRUST TITLE COMPANY, LAWYERS TR TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$67.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4550 SANDWOOD RD BALTIMORE MD 212192357, BALTIMORE, MD 21219-2357

Mortgage

Document Number	12430097
Date	Jan 31, 2017
Book Page	001243/000097

Lender

Name	LANDSHARK LLC
Address	TIMONIUM, MD 21093

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 30, 2018

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAROLINE MD
Recording Date	Jan 21, 2017
Property Address	25002 BEE TREE RD, HENDERSON, MD 21640-1437
Document Number	0012430094
Book / Page	001243 / 000094
Instrument Date	Jan 19, 2017
Transaction Type	Transfer
Record Updated	Jul 20, 2017
Title Company	LAWYERS TRUST TITLE COMPANY, LAWYERS TR TITLE CO

Transaction

Amount	Amount Recorded
Tax	$66.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4550 SANDWOOD RD BALTIMORE MD 212192357, BALTIMORE, MD 21219-2357

Tax Assessment & Valuation

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,136.00 (-48.32%) Homeowner's exemption	$213,200 (+21.64%)	$230,600 (+29.26%) Land $90,000 Building $140,600
2025	$2,198.00 (+14.9%)
2023	$1,913.00	$175,267	$178,400 Land $70,000 Building $108,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Choptank Fiber Fiber	2,500 / 2,500

Cell Coverage

4G LTE (outdoors only), no 5G reported

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