2500 Waterside Dr, Unit 414, Frederick, MD 21701 Property Records

Frederick County property record for 2500 Waterside Dr, Unit 414, Frederick, MD 21701

Property Summary

Property TypeCondominium
Details2.5 ba · 1,524 sqft · built 1999
Lot Size0.035 acres (1,528 sqft)
OwnerIndividual Name on Record
Last Sale$239,900 (Sep 2015)
Tax Bill$4,612 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN02-225018

Property Details

APN / Parcel Number

Primary APN02-225018
Alternative APNs
  • 2225018
  • 225018

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Units71 Units
Stories2 Stories
Building Area1,524 sqft Gross Area
1st Floor Area1,524 sqft
Basement Area729 sqft

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area1,528 sqft (0.035 acres)
Garage TypeDetached
Garage Area400 sqft

Utilities, Heating & Cooling

SewerMunicipal

Location & Zoning

Account Number225018
Street Address2500 WATERSIDE DR, 414
CityFREDERICK
StateMD
Zip21701-3237
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodePND
Legal DescriptionUNIT 414 PHASE 1 BLDG 1-1,528 SQ. FT. WORMANS MILL
Legal SubdivisionWORMANS MILL
Legal Phase1
Legal Lot Number414
Legal Unit414
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group1
Census Block1019
Census Tract750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2500 WATERSIDE DR, 414, FREDERICK, MD 21701-3237
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 16, 2015 · Amount on Record
Deed SaleSep 16, 2015 · Amount on Record
Prior SaleMar 9, 2015 · Amount on Record
Deed Book / Page10757 / 244
Transfer Doc0000002542
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address2500 WATERSIDE DR UNIT 414, 414, FREDERICK, MD 21701-3237
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyBCHH INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2500 WATERSIDE DR 414, 414, FREDERICK, MD 21701-3237

Mortgage

Document Number0143460182
DateDec 9, 2020
Book Page14346/182
Lender
NameTHE FEDERAL SAVINGS BANK
TypeBank
AddressCHICAGO, IL 60607
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$333,000 (+35.92%)$385,000 (+25.41%) Land $115,000 Building $270,000
2025$4,612.00 (+12.49%)
2023$4,100.00 Homeowner's exemption$245,000$307,000 Land $90,000 Building $217,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FREDERICK
serves 54,000 people · EPA ID MD0100015
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: Verizon.

Nearby Properties on Waterside Dr

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