2500 Waterside Dr, Unit 311, Frederick, MD 21701 Property Records

Frederick County property record for 2500 Waterside Dr, Unit 311, Frederick, MD 21701

Property Summary

Property Type	Condominium
Details	1 ba · 1,164 sqft · built 1999
Lot Size	0.027 acres (1,169 sqft)
Owner	2 Individual Names on Record
Last Sale	$198,500 (Dec 2018)
Tax Bill	$3,298 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-224763`

Property Details

APN / Parcel Number

Primary APN	`02-224763`
Alternative APNs	`2224763` `224763`

Interior

Full Baths	1 Bath
Units	71 Units
Building Area	1,164 sqft Gross Area
1st Floor Area	1,164 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Condo/Apartment
Lot Area	1,169 sqft (0.027 acres)

Utilities, Heating & Cooling

Sewer	Municipal

Location & Zoning

Account Number	224763
Street Address	2500 WATERSIDE DR, 311
City	FREDERICK
State	MD
Zip	21701-3217
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PND
Legal Description	UNIT 311 PHASE 1 BLDG 1 1,169 SQ. FT. WORMANS MILL
Legal Subdivision	WORMANS MILL
Legal Phase	1
Legal Unit	311
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1019
Census Tract	750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2500 WATERSIDE DR, 311, FREDERICK, MD 21701-3217
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEXBANK
Sep 27, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 14, 2018	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2018 · Amount on Record
Deed Sale	Dec 14, 2018 · Amount on Record
Prior Sale	May 17, 2017 · Amount on Record
Deed Book / Page	12756 / 45
Last Transfer Date	Sep 4, 2019
Transfer Doc	0132380464
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2500 WATERSIDE DR UNIT 311, 311, FREDERICK, MD 21701-3217
Document Number	0142020032
Instrument Date	Oct 16, 2020
Transaction Type	Mortgage
Record Updated	Nov 5, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2500 WATERSIDE DR FREDERICK MD 217013296, FREDERICK, MD 21701-3296

Mortgage

Document Number	0142020032
Date	Oct 23, 2020
Book Page	014202/000032

Lender

Name	NEXBANK
Address	DALLAS, TX 75201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2050

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 27, 2019
Property Address	2500 WATERSIDE DR UNIT 311, 311, FREDERICK, MD 21701-3217
Document Number	0132380464
Book / Page	013238 / 000464
Instrument Date	Sep 4, 2019
Transaction Type	Transfer
Record Updated	Oct 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	2500 WATERSIDE DR #311 FREDERICK MD 217013217, 311, FREDERICK, MD 21701-3217

December 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 14, 2018
Property Address	2500 WATERSIDE DR UNIT 311, 311, FREDERICK, MD 21701-3217
Document Number	0127560045
Book / Page	12756 / 0045
Map Reference	MB65 PL137
Instrument Date	Dec 7, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	UNITED TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$496.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2500 WATERSIDE DR UNIT 311, 311, FREDERICK, MD 21701-3217

Mortgage

Document Number	0001275652
Date	Dec 14, 2018
Instrument	12756/52

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$262,000 (+10.08%)	$310,000 (+30.25%) Land $90,000 Building $220,000
2025	$3,298.00 (+4.7%) Homeowner's exemption	$238,000 (+16.29%) Land $90,000 Building $148,000	$238,000 (-) Land $90,000 Building $148,000
2024	$3,150.00 (+147.64%)
2023	$1,272.00 Homeowner's exemption	$204,667	$238,000 Land $90,000 Building $148,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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