2500 Waterside Dr, Unit 210, Frederick, MD 21701 Property Records

Frederick County property record for 2500 Waterside Dr, Unit 210, Frederick, MD 21701

Property Summary

Property Type	Condominium
Details	1.5 ba · 1,140 sqft · built 1999
Lot Size	0.026 acres (1,150 sqft)
Owner	2 Company Names on File
Last Sale	$210,000 (Nov 2018)
Tax Bill	$4,740 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-224569`

Property Details

APN / Parcel Number

Primary APN	`02-224569`
Alternative APNs	`2224569` `224569`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Units	71 Units
Stories	2 Stories
Building Area	1,140 sqft Gross Area
1st Floor Area	1,140 sqft
Basement Area	900 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	1,150 sqft (0.026 acres)
Garage Type	Attached
Garage Area	420 sqft

Utilities, Heating & Cooling

Sewer	Municipal

Location & Zoning

Account Number	224569
Street Address	2500 WATERSIDE DR, 210
City	FREDERICK
State	MD
Zip	21701-3216
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PND
Legal Description	UNIT 210 PHASE 1 BLDG 1-1,150 SQ. FT. WORMANS MILL
Legal Subdivision	WORMANS MILL
Legal Phase	1
Legal Block	1
Legal Lot Number	210
Legal Unit	210
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1019
Census Tract	750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County assessment roll, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	2500 WATERSIDE DR, 210, FREDERICK, MD 21701-3216
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 1, 2018	Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 1, 2018 · Amount on Record
Deed Sale	Nov 1, 2018 · Amount on Record
Prior Sale	Jun 30, 2016 · Amount on Record
Deed Book / Page	12695 / 300
Last Transfer Date	Jul 25, 2024
Transfer Doc	0169700068
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2500 WATERSIDE DR UNIT 210, 210, FREDERICK, MD 21701-3216
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0135750401
Date	Mar 9, 2020
Book Page	13575/401

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 1, 2018
Property Address	2500 WATERSIDE DR UNIT 210, 210, FREDERICK, MD 21701-3216
Document Number	0126950300
Book / Page	012695 / 000300
Instrument Date	Oct 26, 2018
Transaction Type	Transfer
Record Updated	Nov 14, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	2500 WATERSIDE DR #210 FREDERICK MD 217013216, 210, FREDERICK, MD 21701-3216

Mortgage

Document Number	126950306
Date	Nov 1, 2018
Book Page	012695/000306

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2048

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$283,000 (+10.12%)	$335,000 (+30.35%) Land $100,000 Building $235,000
2025	$4,740.00 (+6.59%)	$257,000 (+15.25%) Land $90,000 Building $167,000	$257,000 (-) Land $90,000 Building $167,000
2024	$4,447.00 (+9.61%)
2023	$4,057.00	$223,000	$257,000 Land $90,000 Building $167,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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