2500 Waterside Dr, Unit 102, Frederick, MD 21701 Property Records

Frederick County property record for 2500 Waterside Dr, Unit 102, Frederick, MD 21701

Property Summary

Property Type	Condominium
Details	1.5 ba · 1,140 sqft · built 1999
Lot Size	0.026 acres (1,147 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Jun 2021)
Tax Bill	$4,740 (2025)
Deeds & Mortgages	Jan 2024 Transfer Jun 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-224275`

Property Details

APN / Parcel Number

Primary APN	`02-224275`
Alternative APNs	`2224275` `224275`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Units	71 Units
Stories	2 Stories
Building Area	1,140 sqft Gross Area
1st Floor Area	1,140 sqft
Basement Area	500 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Condo/Apartment
Roof Material	Composition Shingle
Lot Area	1,147 sqft (0.026 acres)
Garage Type	Detached
Garage Area	400 sqft

Utilities, Heating & Cooling

Sewer	Municipal

Location & Zoning

Account Number	224275
Street Address	2500 WATERSIDE DR, 102
City	FREDERICK
State	MD
Zip	21701-3298
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PND
Legal Description	UNIT 102 PHASE 1 BLDG 1-1,147 SQ. FT. WORMANS MILL
Legal Subdivision	WORMANS MILL
Legal Phase	1
Legal Lot Number	102
Legal Unit	102
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1019
Census Tract	750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2500 WATERSIDE DR, 102, FREDERICK, MD 21701-3298
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2024	Intrafamily Transfer, Transfer
Jun 22, 2021	Deed, Transfer XEISIN TITLE LLC
May 2, 2017	Grant Deed, Transfer · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2021 · Amount on Record
Deed Sale	Jun 22, 2021 · Amount on Record
Prior Sale	May 2, 2017 · Amount on Record
Deed Book / Page	15003 / 434
Last Transfer Date	Dec 23, 2023
Transfer Doc	0167330278
Record Updated	Oct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Jan 12, 2024
Property Address	2500 WATERSIDE DR UNIT 102, 102, FREDERICK, MD 21701-3298
Document Number	0167330278
Book / Page	16733 / 278
Map Reference	MB 65 PL 137
Instrument Date	Dec 23, 2023
Transaction Type	Transfer
Record Updated	Jan 29, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2500 WATERSIDE DR UNIT 102, 102, FREDERICK, MD 21701-3298

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 22, 2021
Property Address	2500 WATERSIDE DR UNIT 102, 102, FREDERICK, MD 21701-3298
Document Number	0150030434
Book / Page	15003 / 434
Map Reference	MB 65 PL 137
Instrument Date	Jun 16, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	XEISIN TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2500 WATERSIDE DR UNIT 102, 102, FREDERICK, MD 21701-3298

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	May 2, 2017
Property Address	2500 WATERSIDE DR UNIT 102, 102, FREDERICK, MD 21701-3298
Document Number	0117930436
Book / Page	011793 / 000436
Instrument Date	Apr 26, 2017
Transaction Type	Transfer
Record Updated	Jul 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2500 WATERSIDE DR #102 FREDERICK MD 217013298, 102, FREDERICK, MD 21701-3298

Mortgage

Document Number	117930441
Date	May 2, 2017
Book Page	011793/000441

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$283,000 (+10.12%)	$335,000 (+30.35%) Land $100,000 Building $235,000
2025	$4,740.00 (+6.59%)	$257,000 (+15.25%) Land $90,000 Building $167,000	$257,000 (-) Land $90,000 Building $167,000
2024	$4,447.00 (+9.61%)
2023	$4,057.00	$223,000	$257,000 Land $90,000 Building $167,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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