Transylvania County property record for 2500 Upper Whitewater Rd, Sapphire, NC 28774
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,726 sqft · built 2004 |
| Lot Size | 0.23 acres (9,957 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,000 (Oct 2021) |
| Tax Bill | $2,814 (2026) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8501-18-7426-000 |
| Primary APN | 8501-18-7426-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,726 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Shingles |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood Shingle |
| Lot Area | 9,957 sqft (0.23 acres) |
| View / Lot | Waterfront |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 70542490 |
|---|---|
| Street Address | 2500 UPPER WHITEWATER RD |
| City | SAPPHIRE |
| State | NC |
| Zip | 28774-9805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | P1REV L81 WHISPER LAKE |
| Legal Subdivision | WHISPER LAKE SUBDIVISION |
| Jurisdiction | TRANSYLVANIA NC |
| Township / Civil Division | HOGBACK |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 960601 |
2500 Upper Whitewater Rd is owned and occupied by an individual who bought it in October 2021.
Source: Transylvania County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2500 UPPER WHITEWATER RD, SAPPHIRE, NC 28774-9805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 2021 · Amount on File |
| Deed Sale | Oct 15, 2021 · Amount on File |
| Prior Sale | Dec 19, 2016 · Amount on File |
| Deed Document Number | 20217870 |
| Deed Book / Page | 1006 / 418 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TRANSYLVANIA NC |
| Recording Date | Oct 15, 2021 |
| Property Address | 2500 UPPER WHITEWATER RD, SAPPHIRE, NC 28774-9805 |
| Document Number | 0010060418 |
| Book / Page | 1006 / 418 |
| Map Reference | FILE 13 SL 18 |
| Instrument Date | Oct 15, 2021 |
| Instrument | 2021007870 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,000.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1197 RIVER WIND CIR, 1197, VERO BEACH, FL 32967-1828 |
| Name | Verified Name |
|---|---|
| Address | 2500 UPPER WHITEWATER RD, SAPPHIRE, NC 28774-9805 |
| Investor | Possibly a Property Investor |
| Document Number | 2021007871 |
|---|---|
| Date | Oct 15, 2021 |
| Instrument | 2021007871 |
| Name | ON Q FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
The 2026 property tax bill for 2500 Upper Whitewater Rd was $2,814.
Source: Transylvania County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Transylvania County |
| Unified School District | Transylvania County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,814.00 | $585,840 Land $40,000 Building $545,840 | $585,840 Land $40,000 Building $545,840 |
| 2023 | $1,872.00 | $284,460 Land $50,000 Building $234,460 | $284,460 Land $50,000 Building $234,460 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2500 Upper Whitewater Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2500 Upper Whitewater Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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