2500 River Oaks Dr, Belton, TX 76513 Property Records

Bell County property record for 2500 River Oaks Dr, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,164 sqft · built 1978
Lot Size	0.308 acres (13,395 sqft)
Owner	Individual Name on Record
Last Sale	$211,300 (Sep 2021)
Deeds & Mortgages	Sep 2021 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0277042300`

Property Details

APN / Parcel Number

Primary APN	`0277042300`
Alternative APNs	`114672` `785397`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,164 sqft Living Area
Gross Area	2,372 sqft
1st Floor Area	2,164 sqft
Utility Area	143 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1990
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,395 sqft (0.308 acres)
Lot Dimensions	120 ft deep x 116 ft wide
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened Porch
Porch Area	228 sqft
Canopy	420 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2500 RIVER OAKS DR
City	BELTON
State	TX
Zip	76513-1654
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK VIEW, BLOCK 003, LOT 16, PT 15, (S 16.25 OF 15)
Legal Subdivision	OAK VIEW
Legal Block	3
Legal Lot Number	16
Jurisdiction	BELL TX
Township / Civil Division	BELTON
Census Block Group	2
Census Block	2001
Census Tract	21702

Owner

Source: Bell County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2500 RIVER OAKS DR, BELTON, TX 76513-1654
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Intrafamily Transfer, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Aug 7, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2021 · Amount on Record
Deed Sale	Sep 10, 2021 · Amount on Record
Prior Sale	Aug 7, 2020 · Amount on Record
Deed Document Number	202158864
Prior Transfer Date	Sep 12, 2014
Prior Transfer Doc	0000033811
Record Updated	Sep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BELL TX
Recording Date	Sep 10, 2021
Property Address	2500 RIVER OAKS DR, BELTON, TX 76513-1654
Document Number	0000058864
Map Reference	CAB A SL 264-D
Instrument Date	Aug 5, 2021
Instrument	2021058864
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2500 RIVER OAKS DR, 2500, BELTON, TX 76513-1654

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2500 RIVER OAKS DR, BELTON, TX 76513-1654

Mortgage

Document Number	0000058863
Date	Sep 10, 2021
Instrument	2021058863

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Oct 1, 2050

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BELL TX
Recording Date	Aug 7, 2020
Property Address	2500 RIVER OAKS DR, BELTON, TX 76513-1654
Document Number	0000040679
Map Reference	CAB A SL 264-D
Instrument Date	Jul 2, 2020
Instrument	2020-00040679
Transaction Type	Transfer
Record Updated	Sep 30, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2500 RIVER OAKS DR, 2500, BELTON, TX 76513-1654

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2500 RIVER OAKS DR, BELTON, TX 76513-1654

Mortgage

Document Number	0000040680
Date	Aug 7, 2020
Instrument	2020-00040680

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Belton City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$365,829 (-8.27%)	$375,091 (-5.94%) Land $46,078 Building $329,013
2023	$398,789 Land $28,665 Building $370,124	$398,789 Land $28,665 Building $370,124

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELTON serves 23,054 people · EPA ID TX0140002
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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